407 W Main St, Llano, TX 78643 Property Records

Llano County property record for 407 W Main St, Llano, TX 78643

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,557 sqft · built 1946
Lot Size	0.232 acres (10,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (May 2020)
Tax Bill	$3,188 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20614-000-0605-0`

Property Details

APN / Parcel Number

Primary APN	`20614-000-0605-0`
Alternative APN	`21551`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,557 sqft Living Area
1st Floor Area	1,997 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	10,093 sqft (0.232 acres)
Porch	Slab
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20614-000-0605-0
Street Address	407 W MAIN ST
City	LLANO
State	TX
Zip	78643-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C RAGSDALE ABST #614 (PT OF BLK 28 SOUTH ADDN)
Legal Subdivision	J C RAGSDALE ABST #614
Legal Block	28
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	3
Census Block	3006
Census Tract	970200

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 W MAIN ST, LLANO, TX 78643-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Deed Document Number	20202568
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0000002568
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LLANO TX
Recording Date	May 1, 2020
Property Address	407 W MAIN ST, LLANO, TX 78643-1937
Document Number	2002568
Map Reference	VOL 1370 PG 198
Instrument Date	Feb 3, 2020
Instrument	20-02568
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 BANDERA HWY APT 609, 1350, KERRVILLE, TX 78028-8017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W MAIN ST, LLANO, TX 78643-1937

Mortgage

Document Number	2002569
Date	May 1, 2020
Instrument	20-02569

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Llano City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,188.00 (+195.19%)	$201,445 (+1%)	$225,540 (+1.64%) Land $41,280 Building $184,260
2025	$1,080.00 (-66.93%) Homeowner's exemption	$183,132 (+3.56%) Land $41,280 Building $180,630	$221,910 (+25.49%) Land $41,280 Building $180,630
2023	$3,266.00	$176,840 Land $19,780 Building $157,060	$176,840 Land $19,780 Building $157,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	13 (1980–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LLANO serves 3,352 people · EPA ID TX1500001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Vyve Broadband Cable	2,000 / 50
BEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20