408 W J St, Erwin, NC 28339 Property Records

Harnett County property record for 408 W J St, Erwin, NC 28339

Property Summary

Property TypeSingle Family Home
Details1,290 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Feb 2020)
Tax Bill$2,253 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Jun 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN06059710120010

Property Details

APN / Parcel Number

Primary APN06059710120010
Alternative APN
  • 1500035419

Interior

Building Area1,290 sqft Heated Area
Gross Area1,560 sqft
1st Floor Area1,270 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions123 ft deep x 70 ft wide
PorchPorch
Porch Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500035419
Street Address408 W J ST
CityERWIN
StateNC
Zip28339-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT#143 SEC 1 ERWIN MILLS MB#6-87
Legal SubdivisionERWIN MILLS INC SEC 1
Legal Lot Number143
JurisdictionHARNETT NC
Township / Civil DivisionDUKE
Census Block Group1
Census Block1020
Census Tract70500

Owner

Source: Harnett County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 W J ST, ERWIN, NC 28339-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Jun 14, 2019Warranty Deed, Transfer · Line of Credit
KS BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleJun 14, 2019 · Amount on Record
Deed Document Number0003785606
Deed Book / Page3785 / 606
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateFeb 25, 2020
Property Address408 W J ST, ERWIN, NC 28339-1430
Document Number0000002849
Book / Page3785 / 606
Map ReferenceMB 6 PG 87-90
Instrument DateFeb 18, 2020
Instrument2020002849
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4605 IRENE WAY, 4605, RALEIGH, NC 27603-8567

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 W J ST, ERWIN, NC 28339-1430

Mortgage

Document Number0000002850
DateFeb 25, 2020
Instrument2020002850
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 14, 2019
Property Address408 W J ST, ERWIN, NC 28339-1430
Document Number0000007892
Book / Page3706 / 0206
Map ReferenceMB 6 PG 87-90
Instrument DateJun 6, 2019
Instrument2019007892
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 127, LILLINGTON, NC 27546-0127

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 IRENE WAY, RALEIGH, NC 27603-8567

Mortgage

Document Number0000007893
DateJun 14, 2019
Instrument2019007893
Lender
NameKS BANK INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityErwin Town
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,253.00 (+2.46%)$181,351 (-)$181,351 (-) Land $14,850 Building $166,501
2023$2,199.00$181,351$181,351 Land $14,850 Building $166,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W J St

Nearby Streets

Search Property Records by Address or Parcel Number