Harnett County property record for 404 W J St, Erwin, NC 28339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,258 sqft · built 1903 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Mar 2023) |
| Tax Bill | $1,658 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06059710120012 |
| Primary APN | 06059710120012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,258 sqft Heated Area |
| 1st Floor Area | 1,258 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 71 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1500055399 |
|---|---|
| Street Address | 404 W J ST |
| City | ERWIN |
| State | NC |
| Zip | 28339-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT#138 SEC 1 ERWIN MILLS MB#6-87 71X150 |
| Legal Subdivision | ERWIN MILLS INC SEC 1 |
| Legal Lot Number | 138 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 70500 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 W J ST, ERWIN, NC 28339-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU |
| May 16, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage JANIS HOLDINGS LLC |
| Jun 7, 2019 | Correction Deed, Construction Loan · Construction Mortgage JANIS HOLDINGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 20234498 |
| Deed Book / Page | 4186 / 2429 |
| Prior Transfer Date | Nov 10, 2015 |
| Prior Transfer Doc | 0000015761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Mar 24, 2023 |
| Property Address | 404 W J ST, ERWIN, NC 28339-1430 |
| Document Number | 0000004498 |
| Book / Page | 4186 / 2429 |
| Map Reference | MB 6 PG 87-90 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023004498 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 296 AMBER ACORN AVE, RALEIGH, NC 27603-5439 |
| Name | Verified Name |
|---|---|
| Address | 404 W J ST, ERWIN, NC 28339-1430 |
| Document Number | 0000004499 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023004499 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 16, 2019 |
| Property Address | 404 W J ST, ERWIN, NC 28339-1430 |
| Document Number | 0000006388 |
| Book / Page | 3697 / 0911 |
| Map Reference | MB 6 PG 87-90 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019006388 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 E H ST, 705, ERWIN, NC 28339-2311 |
| Name | Verified Name |
|---|---|
| Address | 100 LAGER LN, GARNER, NC 27529-4397 |
| Document Number | 0000006389 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019006389 |
| Name | JANIS HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 16, 2020 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 7, 2019 |
| Property Address | 404 W J ST, ERWIN, NC 28339-1430 |
| Book / Page | 003704 / 000457 |
| Instrument Date | May 16, 2019 |
| Instrument | 7566 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 LAGER LN GARNER NC 275294397, GARNER, NC 27529-4397 |
| Document Number | 0000007566 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 003704/000457 |
| Instrument | 7566 |
| Name | JANIS HOLDINGS LLC |
|---|---|
| Address | 105 BAILEY RIDGE DR, MORRISVILLE, NC 27560-6981 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 6, 2020 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,658.00 (+34.8%) | $127,426 (+33.08%) | $127,426 (+33.08%) Land $22,560 Building $104,866 |
| 2025 | $1,230.00 (+2.41%) | $95,751 (-) | $95,751 (-) Land $15,840 Building $79,911 |
| 2023 | $1,201.00 | $95,751 | $95,751 Land $15,840 Building $79,911 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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