403 W J St, Erwin, NC 28339 Property Records

Harnett County property record for 403 W J St, Erwin, NC 28339 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,275 sqft · built 1903
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Nov 2020)
Tax Bill$1,746 (2025)
Deeds & MortgagesMar 2017 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06059710160003

Property Details

APN / Parcel Number

Primary APN06059710160003
Alternative APN
  • 1500039122

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,275 sqft Heated Area
Gross Area1,383 sqft
1st Floor Area1,275 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Exterior MaterialWood Siding
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 72 ft wide
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number1500039122
Street Address403 W J ST
CityERWIN
StateNC
Zip28339-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT#169 E MILLS I 72X120 MAP 6-87
Legal SubdivisionERWIN MILLS INC SUB SEC 1
Legal Lot Number169
JurisdictionHARNETT NC
Township / Civil DivisionDUKE
Census Block Group1
Census Block1030
Census Tract70500

Owner

Source: Harnett County records · APN 06059710160003

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 W J ST, ERWIN, NC 28339-1429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTH CAROLINA HOUSING
Nov 06, 2020Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Sep 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2020 · Amount on Record
Deed SaleNov 06, 2020 · Amount on Record
Prior SaleSep 15, 2020 · Amount on Record
Deed Document Number0000389312
Deed Book / Page3893 / 12
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address403 W J ST, ERWIN, NC 28339-1429
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003879
DateMar 17, 2017
Book Page3488/673
Instrument2017003879
Lender
NameNORTH CAROLINA HOUSING
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateNov 06, 2020
Property Address403 W J ST, ERWIN, NC 28339-1429
Document Number0000020564
Book / Page3893 / 12
Map ReferenceMB 6 PG 87
Instrument DateNov 06, 2020
Instrument2020020564
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 194, ERWIN, NC 28339-0194

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W J ST, ERWIN, NC 28339-1429

Mortgage

Document Number0000020565
DateNov 06, 2020
Instrument2020020565
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateSep 15, 2020
Property Address403 W J ST, ERWIN, NC 28339-1429
Document Number0000016428
Book / Page003867 / 000822
Instrument DateSep 15, 2020
Instrument16428
Transaction TypeTransfer
Record UpdatedSep 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$160.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 194 ERWIN NC 283390194, ERWIN, NC 28339-0194

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityErwin Town
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (+2.46%)$138,892 (-)$138,892 (-) Land $14,760 Building $124,132
2023$1,704.00$138,892$138,892 Land $14,760 Building $124,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimOct 2016, rainfall accumulation, Hurricane Matthew
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
Ripple FiberFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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