San Bernardino County property record for 408 W 25th St, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,018 sqft · built 1966 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,850 (2025) |
| Deeds & Mortgages | Oct 2017 Reverse Mortgage Sep 2020 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1003-321-39-0000 |
| Primary APN | 1003-321-39-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 3,459 sqft |
| 1st Floor Area | 3,018 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 W 25TH ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS14M |
| Legal Description | SAN ANTONIO HEIGHTS LOT 19 BLK 25 EX W 100 FT |
| Legal Subdivision | SAN ANTONIO HEIGHTS |
| Legal Block | 25 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 804 |
Source: San Bernardino County records · APN 1003-321-39-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 25, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Sep 21, 2020 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jan 25, 2021 | Affidavit of Death, Transfer NOT AVAILABLE |
| Sep 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Oct 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 18, 2021 |
| Transfer Doc | 0000033967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000442563 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 2017-0442563 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Type Change Date | Nov 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Document Number | 0000354240 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0354240 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 01, 2021 |
| Index | 1-Year LIBOR |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 25, 2021 |
| Property Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Document Number | 0000033967 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 33967 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 W 25TH ST UPLAND CA 917841116, UPLAND, CA 91784-1116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Document Number | 0000354241 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 W 25TH ST UPLAND CA 917841116, UPLAND, CA 91784-1116 |
| Document Number | 0000354241 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 354241 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.04% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 408 W 25TH ST, UPLAND, CA 91784-1116 |
| Document Number | 0000442564 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 W 25TH ST UPLAND CA 917841116, UPLAND, CA 91784-1116 |
| Document Number | 0000442564 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 442564 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Upland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $638,207 (+2%) Land $191,419 Building $446,788 | |
| 2025 | $6,850.00 (+4.88%) Homeowner's exemption | $625,693 (+4.04%) Land $187,666 Building $438,027 |
| 2023 | $6,531.00 (+2.21%) Homeowner's exemption | $601,396 Land $180,378 Building $421,018 |
| 2022 | $6,390.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 1982 · rainfall accumulation |
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN ANTONIO WATER COMPANY private · serves 3,441 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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