408 Valley Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 408 Valley Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,306 sqft · built 1989
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$213,900 (Feb 2020)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395000120001000R`

Property Details

APN / Parcel Number

Primary APN	`395000120001000R`
Alternative APNs	`R18107` `18107`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	1,346 sqft
1st Floor Area	1,306 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	40 sqft
Patio Area	144 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 VALLEY DR
City	ROCKWALL
State	TX
Zip	75087-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHWOOD, BLOCK 12, LOT 1
Legal Subdivision	HIGHWOOD
Legal Tract	1
Legal Block	12
Legal Lot Number	1
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3022
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 VALLEY DR, ROCKWALL, TX 75087-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	20202279
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0000496823
Record Updated	Oct 29, 2026

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 4, 2020
Property Address	408 VALLEY DR, ROCKWALL, TX 75087-2833
Document Number	0000002279
Map Reference	VOL 50 PG 618
Instrument Date	Feb 4, 2020
Instrument	20200000002279
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 ROLLING MEADOWS CIR, 315, ROCKWALL, TX 75087-5702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 VALLEY DR, ROCKWALL, TX 75087-2833

Mortgage

Document Number	0000002280
Date	Feb 4, 2020
Instrument	20200000002280

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (+5.07%) Land $181,500 Building $133,500	$315,000 (-12.09%) Land $181,500 Building $133,500
2025	$3,229.00 (-3.53%) Homeowner's exemption	$299,790 (-17.32%)	$358,339 (-1.17%) Land $192,000 Building $166,339
2024	$3,347.00 (+17.07%)
2023	$2,859.00 (-21.61%) Homeowner's exemption	$362,582 Land $195,000 Building $167,582	$362,582 Land $195,000 Building $167,582
2021	$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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