305 Valley Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 305 Valley Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,462 sqft · built 1978
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on File
Last Sale	$252,200 (Aug 2020)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395000090007000R`

Property Details

APN / Parcel Number

Primary APN	`395000090007000R`
Alternative APNs	`R18087` `18087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,462 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	2,462 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	107 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	36 sqft
Patio Area	144 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 VALLEY DR
City	ROCKWALL
State	TX
Zip	75087-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHWOOD, BLOCK 9, LOT 7
Legal Subdivision	HIGHWOOD
Legal Tract	7
Legal Block	9
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3021
Census Tract	40101

Owner

305 Valley Dr is owned by two individuals who bought it in August 2020.

Source: Rockwall County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 11, 2020	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Jul 15, 2010 · Amount on File
Deed Document Number	202018206
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	0000018206
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	305 VALLEY DR, ROCKWALL, TX 75087-3020
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008081
Date	Apr 11, 2022
Instrument	20220000008081

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2037

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 11, 2020
Property Address	305 VALLEY DR, ROCKWALL, TX 75087-3020
Document Number	0000018206
Map Reference	VOL 50 PG 618
Instrument Date	Aug 10, 2020
Instrument	20200000018206
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 VALLEY DR, 305, ROCKWALL, TX 75087-3020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 SHELTON LYLES #100 # 100, 100, MESQUITE, TX 75150

Mortgage

Document Number	0000018207
Date	Aug 11, 2020
Instrument	20200000018207

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 11, 2020
Property Address	305 VALLEY DR, ROCKWALL, TX 75087-3020
Document Number	0000018205
Instrument Date	Jul 25, 2020
Instrument	18205
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 VALLEY DR ROCKWALL TX 750873020, ROCKWALL, TX 75087-3020

Tax Assessment & Valuation

The 2025 property tax bill for 305 Valley Dr was $6,088, down 1.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,046 (-7.09%) Land $181,500 Building $177,546	$359,046 (-7.09%) Land $181,500 Building $177,546
2025	$6,088.00 (-1.68%)	$386,464 Land $192,000 Building $194,464	$386,464 Land $192,000 Building $194,464
2024	$6,192.00 (+0.88%)
2023	$6,138.00	$392,142 Land $195,000 Building $197,142	$392,142 Land $195,000 Building $197,142
2021	$4,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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