404 Valley Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 404 Valley Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1980
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Sep 2015)
Tax Bill	$4,131 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395000120020000R`

Property Details

APN / Parcel Number

Primary APN	`395000120020000R`
Alternative APNs	`R18126` `18126`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Covered
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 VALLEY DR
City	ROCKWALL
State	TX
Zip	75087-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHWOOD, BLOCK 12, LOT 20
Legal Subdivision	HIGHWOOD
Legal Block	12
Legal Lot Number	20
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3022
Census Tract	40101

Owner

Source: Rockwall County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9922 DONEGAL DR, DALLAS, TX 75218-2809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage EUSTIS MORTGAGE CORP
Jun 30, 2020	Deed of Trust, Mortgage VERITY MTG
Jan 30, 2018	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Prior Sale	Sep 12, 2011
Deed Document Number	201515601
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0000015601
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 VALLEY DR, ROCKWALL, TX 75087-2833
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002609
Date	Feb 1, 2022
Instrument	20220000002609

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 VALLEY DR, ROCKWALL, TX 75087-2833
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009821
Date	May 3, 2022
Instrument	20220000009821

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 VALLEY DR, ROCKWALL, TX 75087-2833
Document Number	0000014253
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 VALLEY DR ROCKWALL TX 750872833, ROCKWALL, TX 75087-2833

Mortgage

Document Number	0000014253
Date	Jul 2, 2020
Instrument	14253

Lender

Name	VERITY MTG
Address	NEW ORLEANS, LA 70113

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	404 VALLEY DR, ROCKWALL, TX 75087-2833
Document Number	0000001828
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 VALLEY DR ROCKWALL TX 750872833, ROCKWALL, TX 75087-2833

Mortgage

Document Number	0000001828
Date	Jan 31, 2018
Instrument	1828

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,465 (-7.55%) Land $181,500 Building $60,965	$242,465 (-7.55%) Land $181,500 Building $60,965
2025	$4,131.00 (-5.21%)	$262,262 (-0.77%) Land $192,000 Building $70,262	$262,262 (-0.77%) Land $192,000 Building $70,262
2024	$4,358.00 (+44.11%)
2023		$264,310 Land $195,000 Building $69,310	$264,310 Land $195,000 Building $69,310
2021	$3,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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