Cleveland County property record for 408 Summit Bend, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,291 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0141382 |
| Primary APN | R0141382 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 3,005 sqft |
| 1st Floor Area | 1,555 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Porch | Porch |
| Porch Area | 298 sqft |
| Patio Area | 269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141382 |
|---|---|
| Street Address | 408 SUMMIT BND |
| City | NORMAN |
| State | OK |
| Zip | 73071-0612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 6 LOT 22 BLOCK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES 6 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 201405 |
Source: Cleveland County records · APN R0141382
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 SUMMIT WAY, NORMAN, OK 73071-4115 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC |
| Dec 03, 2018 | Quit Claim Deed, Mortgage · VA Mortgage GREAT PLAINS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2018 |
| Deed Sale | Dec 03, 2018 |
| Prior Sale | Mar 06, 2012 · Amount on Record |
| Deed Document Number | 201837907 |
| Deed Book / Page | 5869 / 1125 |
| Prior Transfer Date | Sep 16, 2011 |
| Prior Transfer Doc | R201132602 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 408 SUMMIT BND, NORMAN, OK 73071-0612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | R202136671 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 6300/1103 |
| Instrument | R 2021 36671 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 408 SUMMIT BND, NORMAN, OK 73071-0612 |
| Document Number | 0000002074 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 SUMMIT BND NORMAN OK 730710612, NORMAN, OK 73071-0612 |
| Document Number | 0000002074 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 006013/000556 |
| Instrument | 2074 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 03, 2018 |
| Property Address | 408 SUMMIT BND, NORMAN, OK 73071-0612 |
| Document Number | 0000037907 |
| Book / Page | 005869 / 001125 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 37907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 SUMMIT BND NORMAN OK 730710612, NORMAN, OK 73071-0612 |
| Document Number | 37908 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 005869/001126 |
| Instrument | 37908 |
| Name | GREAT PLAINS NAT'L BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2048 |
Source: Cleveland County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $28,993 (+6.09%) Land $4,662 Building $24,331 | $325,800 (+10.52%) Land $52,397 Building $273,403 |
| 2023 | Homeowner's exemption | $27,329 Land $4,773 Building $22,556 | $294,800 Land $51,495 Building $243,305 |
Source: FEMA National Flood Hazard Layer as of February 20, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Oklahoma Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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