Cleveland County property record for 404 Summit Bend, Norman, OK 73071 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,273 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,500 (Nov 2005) |
| Tax Bill | $3,764 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0141383 |
| Primary APN | R0141383 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| Gross Area | 2,985 sqft |
| 1st Floor Area | 2,273 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Porch | Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141383 |
|---|---|
| Street Address | 404 SUMMIT BND |
| City | NORMAN |
| State | OK |
| Zip | 73071-0612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 6 LOT 23 BLOCK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES 6 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 201405 |
Source: Cleveland County records · APN R0141383
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 SUMMIT BND, NORMAN, OK 73071-0612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU |
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2005 · Amount on Record |
| Deed Sale | Nov 22, 2005 · Amount on Record |
| Prior Sale | Mar 23, 2005 · Amount on Record |
| Deed Document Number | 200554838 |
| Deed Book / Page | 4098 / 1479 |
| Last Transfer Date | Apr 07, 2021 |
| Transfer Doc | R202115901 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 21, 2021 |
| Property Address | 404 SUMMIT BND, NORMAN, OK 73071-0612 |
| Document Number | R202115901 |
| Book / Page | 6227 / 616 |
| Instrument Date | Apr 07, 2021 |
| Instrument | R 2021 15901 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 SUMMIT BND, NORMAN, OK 73071-0612 |
| Document Number | R202115902 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | R 2021 15902 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 404 SUMMIT BND, NORMAN, OK 73071-0612 |
| Document Number | 0000035952 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 404 SUMMIT BND NORMAN OK 730710612, NORMAN, OK 73071-0612 |
| Document Number | 0000035952 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 005988/000518 |
| Instrument | 35952 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 06, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 404 SUMMIT BND, NORMAN, OK 73071-0612 |
| Document Number | 0000001299 |
| Instrument Date | Oct 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 404 SUMMIT BND NORMAN OK 730710612, NORMAN, OK 73071-0612 |
| Document Number | 0000001299 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 005636/000107 |
| Instrument | 1299 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2047 |
Source: Cleveland County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,764.00 (+10.22%) | $31,363 (+10.25%) Land $4,895 Building $26,468 | $335,699 (+13.97%) Land $52,397 Building $283,302 |
| 2023 | $3,415.00 | $28,447 Land $4,973 Building $23,474 | $294,560 Land $51,495 Building $243,065 |
Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272014051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Oklahoma Electric Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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