400 Summit Bend, Norman, OK 73071 Property Records

Cleveland County property record for 400 Summit Bend, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 2005
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Sep 2021)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29SUML6 3 24001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUML6 3 24001`
Alternative APN	`141384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	513 sqft
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141384
Old Parcel Number	141384
Street Address	400 SUMMIT BND
City	NORMAN
State	OK
Zip	73071-0612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 6 LOT 24 BLOCK 3
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Quarter	NE
Legal Subdivision	SUMMIT LAKES 6
Legal Block	3
Legal Lot Number	24
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1013
Census Tract	201405

Owner

Source: Cleveland County records · APN NC29SUML6 3 24001

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	400 SUMMIT BND, NORMAN, OK 73071-0612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2021 · Amount on Record
Deed Sale	Sep 02, 2021 · Amount on Record
Prior Sale	Jul 02, 2007 · Amount on Record
Deed Document Number	R 2021 37597
Deed Book / Page	6303 / 1367
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 02, 2021
Property Address	400 SUMMIT BND, NORMAN, OK 73071-0612
Document Number	R202137597
Book / Page	6303 / 1367
Instrument Date	Aug 26, 2021
Instrument	R 2021 37597
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 SUMMIT BND, NORMAN, OK 73071-0612

Mortgage

Document Number	R202137598
Date	Sep 02, 2021
Instrument	R 2021 37598

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Index	6-Month T-Bill

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (+10.18%)	$33,108 (+10.25%) Land $5,993 Building $27,115	$285,779 (+14.2%) Land $51,736 Building $234,043
2023	$3,606.00	$30,030 Land $6,061 Building $23,969	$250,252 Land $50,510 Building $199,742

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Oklahoma Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.