408 State Rte 3, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 408 State Rte 3, Plattsburgh, NY 12901

Property Summary

Property Type	Fast Food Restaurant
Details	5 bd · 2 ba · 3,973 sqft · built 2020
Lot Size	1.08 acres (47,045 sqft)
Owner	Company Name on File
Last Sale	$3,995,405 (Feb 2020)
Tax Bill	$18,166 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094200 206.4-3-12`

Property Details

APN / Parcel Number

Primary APN	`094200 206.4-3-12`
Alternative APN	`420020600400030120000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,973 sqft Gross Area
1st Floor Area	1,840 sqft
Upper Floors Area	520 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 STATE ROUTE 3
City	PLATTSBURGH
State	NY
Zip	12901-6519
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	T5
Legal Description	LOT 12 PAT POP HAGAR SURVEY PL-A-266 5-1
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1042
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7733 FORSYTH BLVD, 4, SAINT LOUIS, MO 63105-1817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage ELEVATE BANK NA
Jan 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage ELEVATE BANK NA
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Feb 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	2020306399
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	408 STATE ROUTE 3, PLATTSBURGH, NY 12901-6519
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348716
Date	Jan 30, 2026
Instrument	2026-00348716

Lender

Name	ELEVATE BANK NA

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2031

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	408 STATE ROUTE 3, PLATTSBURGH, NY 12901-6519
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348717
Date	Jan 30, 2026
Instrument	2026-00348717

Lender

Name	ELEVATE BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2031

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	408 STATE ROUTE 3, PLATTSBURGH, NY 12901-6519
Document Number	0000306400
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	783 FORSYTH BLVD #4 ST LOUIS MO 63105, 4, ST LOUIS, MO 63105

Mortgage

Document Number	0000306400
Date	Feb 26, 2020
Instrument	306400

Lender

Name	CENTRAL BK/ST LOUIS
Address	7707 FORSYTH BLVD, ST LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2025

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Feb 13, 2019
Property Address	408 STATE ROUTE 3, PLATTSBURGH, NY 12901-6519
Document Number	0000299444
Instrument Date	Nov 6, 2018
Instrument	299444
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412 STATE ROUTE 3 PLATTSBURGH NY 129016519, PLATTSBURGH, NY 12901-6519

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,166.00	$2,500,000 (+78.57%) Land $545,600 Building $1,954,400	$2,643,500 (+60.49%) Land $576,917 Building $2,066,583
2023		$1,400,000 Land $545,600 Building $854,400	$1,647,100 Land $641,898 Building $1,005,202

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Westelcom Network.

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