408 SE 8th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 408 SE 8th Dr, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1971
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,900 (May 2023)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-22-37-35-0280-00020-0030`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0280-00020-0030`
Alternative APN	`R32237350280000200030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Finished/Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 SE 8TH DR
City	OKEECHOBEE
State	FL
Zip	34974-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND REVISED PLAT OF PARTS OF WILCOX SHORES (PLAT BOOK 3 PAGE 16) LOT 3 BLOCK 2
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	SECOND REVISED PLAT OF PARTS OF WILCOX S
Legal Block	2
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1026
Census Tract	910500

Owner

Source: Okeechobee County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 SE 8TH DR, OKEECHOBEE, FL 34974-4545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 2, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	20236045
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0007670583
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 19, 2023
Property Address	408 SE 8TH DR, OKEECHOBEE, FL 34974-4545
Document Number	0000006045
Map Reference	MB 3 PG 16
Instrument Date	May 17, 2023
Instrument	2023006045
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,658.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 NW 4TH ST, OKEECHOBEE, FL 34972-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SE 8TH DR, OKEECHOBEE, FL 34974-4545

Mortgage

Document Number	0000006046
Date	May 19, 2023
Instrument	2023006046

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 2, 2020
Property Address	408 SE 8TH DR, OKEECHOBEE, FL 34974-4545
Document Number	0000005049
Instrument Date	May 29, 2020
Instrument	5049
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 SE 8TH DR OKEECHOBEE FL 349744545, OKEECHOBEE, FL 34974-4545

Mortgage

Document Number	5050
Date	Jun 2, 2020
Instrument	5050

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00 (+123.22%)	$168,878 (+63.56%) Land $20,790 Building $148,088	$168,878 (+8.06%) Land $20,790 Building $148,088
2023	$1,753.00 (+5.22%) Homeowner's exemption	$103,252 (+3%)	$156,282 (+24.56%) Land $15,246 Building $141,036
2022	$1,666.00 Homeowner's exemption	$100,245	$125,469 Land $11,781 Building $113,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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