401 SE 8th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 401 SE 8th Dr, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,171 sqft · built 1988
Lot Size	0.237 acres (10,367 sqft)
Owner	Owner Name on File
Tax Bill	$951 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-22-37-35-0270-00010-0170`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0270-00010-0170`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,171 sqft Heated Area
Gross Area	1,812 sqft
Utility Area	84 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,367 sqft (0.237 acres)
Lot Dimensions	122 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Pool Area	351 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	401 SE 8TH DR
City	OKEECHOBEE
State	FL
Zip	34974-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED PLAT OF WILCOX SHORES (PLAT BOOK 3 PAGE 5) LOT 17 BLOCK 1
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WILCOX SHORES
Legal Block	1
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1013
Census Tract	910500

Owner

Source: Okeechobee County records · APN 3-22-37-35-0270-00010-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	401 SE 8TH DR, OKEECHOBEE, FL 34974-4544
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Aug 08, 1997
Last Transfer Date	Dec 22, 1998
Transfer Doc	0004151900
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	401 SE 8TH DR, OKEECHOBEE, FL 34974-4544
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SE 8TH DR, OKEECHOBEE, FL 34974-4544

Mortgage

Document Number	0000015223
Date	Dec 01, 2021
Instrument	2021015223

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (-33.03%) Homeowner's exemption	$92,051 (+5.99%)	$227,531 (+7.51%) Land $25,245 Building $202,286
2023	$1,420.00 (+6.53%) Homeowner's exemption	$86,851 (+3%)	$211,644 (+19.85%) Land $18,513 Building $193,131
2022	$1,333.00 Homeowner's exemption	$84,321	$176,596 Land $14,306 Building $162,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force 26 of 27 on primary residences
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012, rainfall accumulation
Flood Events	Hurricane Wilma (Oct 2005), 2 claims Hurricane Frances (Sep 2004), 4 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.