402 SE 8th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 402 SE 8th Dr, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1960
Lot Size	0.353 acres (15,420 sqft)
Owner	Individual Name on File
Last Sale	$69,950 (May 2014)
Tax Bill	$625 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0280-00020-0060`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0280-00020-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	972 sqft Heated Area
Gross Area	2,364 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,420 sqft (0.353 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	402 SE 8TH DR
City	OKEECHOBEE
State	FL
Zip	34974-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 2, WILCOX SHORES, ACCORDING TO THE SECOND REVISED PLAT THEREOF, RECORDED IN PLAT BOOK 3, PAGE 16, PUBLIC RECORDS
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	THEN RUN
Legal Block	2
Legal Lot Number	6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1026
Census Tract	910500

Owner

Source: Okeechobee County records · APN 3-22-37-35-0280-00020-0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	402 SE 8TH DR, OKEECHOBEE, FL 34974-4545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2014 · Amount on Record
Deed Sale	May 01, 2014 · Amount on Record
Prior Sale	Aug 30, 2013
Deed Document Number	2014004349
Deed Book / Page	0745 / 1976
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	402 SE 8TH DR, OKEECHOBEE, FL 34974-4545
Document Number	0000012823
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 SE 8TH DR OKEECHOBEE FL 349744545, OKEECHOBEE, FL 34974-4545

Mortgage

Document Number	0000012823
Date	Dec 30, 2020
Instrument	12823

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	492 Months
Due	Dec 29, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$625.00 (-45.93%) Homeowner's exemption	$74,741 (+5.99%)	$196,862 (+9.73%) Land $36,875 Building $159,987
2023	$1,156.00 (+4.9%) Homeowner's exemption	$70,519 (+3%)	$179,407 (+20.35%) Land $27,042 Building $152,365
2022	$1,102.00 Homeowner's exemption	$68,465	$149,068 Land $20,895 Building $128,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 251 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.