408 S State St, Bloomington, IL 61701 Property Records

McLean County property record for 408 S State St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,684 sqft · built 1925
Lot Size	0.181 acres (7,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2023)
Tax Bill	$4,976 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-383-004`

Property Details

APN / Parcel Number

Primary APN	`21-03-383-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
Gross Area	1,751 sqft
1st Floor Area	875 sqft
Basement Area	67 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,883 sqft (0.181 acres)
Lot Dimensions	121 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	408 S STATE ST
City	BLOOMINGTON
State	IL
Zip	61701-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	DOOLEYS 2ND ADD S7; LOT 6 & ALL LOT 7 BLK 3 & PT ALLEY LYG E & ADJ
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	DOOLEYS 2ND ADD
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3005
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 S STATE ST, 57, BLOOMINGTON, IL 61701-5557
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	20234364
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 7, 2023
Property Address	408 S STATE ST, BLOOMINGTON, IL 61701-5557
Document Number	202300004364
Instrument Date	Mar 14, 2023
Instrument	2023-00004364
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 S STATE ST, BLOOMINGTON, IL 61701-5557

Mortgage

Document Number	202300004365
Date	Apr 7, 2023
Instrument	2023-00004365

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 5, 2018
Property Address	408 S STATE ST, BLOOMINGTON, IL 61701-5557
Document Number	201800003494
Instrument Date	Mar 1, 2018
Instrument	2018-00003494
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 S STATE ST, BLOOMINGTON, IL 61701-5557
Investor	Possibly a Property Investor

Mortgage

Document Number	201800003495
Date	Mar 5, 2018
Instrument	2018-00003495

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,660 (+34.56%) Land $14,134 Building $68,526	$247,980 (+34.56%) Land $42,402 Building $205,578
2024	$4,976.00 (+7.43%)
2023	$4,632.00 (+4.82%)	$61,429 (+5.9%) Land $10,900 Building $50,529	$184,287 (+5.9%) Land $32,700 Building $151,587
2022	$4,419.00	$58,005 Land $10,293 Building $47,712	$174,015 Land $30,879 Building $143,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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