406 S State St, Bloomington, IL 61701 Property Records

McLean County property record for 406 S State St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1925
Lot Size	0.142 acres (6,175 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jun 2006)
Tax Bill	$5,276 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-03-383-003`

Property Details

APN / Parcel Number

Primary APN	`21-03-383-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,846 sqft Living Area
Gross Area	2,103 sqft
1st Floor Area	817 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	97 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,175 sqft (0.142 acres)
Lot Dimensions	121 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Deck Area	264 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 S STATE ST
City	BLOOMINGTON
State	IL
Zip	61701-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	DOOLEYS 2ND ADD N50.62 LOT 6 BLK 3 & PT ALLEY LYG E & ADJ
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	DOOLEYS 2ND ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3005
Census Tract	1800

Owner

Source: McLean County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 S STATE ST, BLOOMINGTON, IL 61701-5557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2006 · Amount on Record
Deed Sale	Jun 13, 2006 · Amount on Record
Deed Document Number	200615429
Last Transfer Date	Oct 1, 2014
Transfer Doc	0000017552
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Sep 23, 2026
Property Address	406 S STATE ST, BLOOMINGTON, IL 61701-5557
Document Number	0000014204
Instrument Date	Aug 28, 2026
Instrument	202614204
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	GUARANTEE TITLE, GUARANTEED RATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S STATE ST, BLOOMINGTON, IL 61701-5557

Mortgage

Document Number	0000014204,
Date	Sep 23, 2026
Instrument	202614204

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Sep 30, 2026
Property Address	406 S STATE ST, BLOOMINGTON, IL 61701-5557
Document Number	0000014564
Instrument Date	Aug 28, 2026
Instrument	202614564
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	GUARANTEE TITLE, GUARANTEED RATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S STATE ST, BLOOMINGTON, IL 61701-5557

Mortgage

Document Number	0000014564,
Date	Sep 30, 2026
Instrument	202614564

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,142 (+23.68%) Land $12,662 Building $67,480	$240,426 (+23.68%) Land $37,986 Building $202,440
2024	$5,276.00 (+7.37%)
2023	$4,914.00 (+4.78%)	$64,796 (+5.9%) Land $10,237 Building $54,559	$194,388 (+5.9%) Land $30,711 Building $163,677
2022	$4,690.00	$61,184 Land $9,667 Building $51,517	$183,552 Land $29,001 Building $154,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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