402 S State St, Bloomington, IL 61701 Property Records

McLean County property record for 402 S State St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1925
Lot Size	0.161 acres (7,029 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Sep 2018)
Tax Bill	$4,167 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-383-001`

Property Details

APN / Parcel Number

Primary APN	`21-03-383-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	696 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,029 sqft (0.161 acres)
Lot Dimensions	121 ft deep x 57 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 S STATE ST
City	BLOOMINGTON
State	IL
Zip	61701-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	DOOLEYS 2ND ADD LOT 2 BLK 3 & PT VAC ALLEY LYG E & ADJ
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	DOOLEYS 2ND ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3005
Census Tract	1800

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2443 N RACINE AVE, 307, CHICAGO, IL 60614-6907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS STATE BANK
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Jan 12, 2012 · Amount on Record
Deed Document Number	201815324
Last Transfer Date	Dec 23, 2024
Transfer Doc	0000018794
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	402 S STATE ST, BLOOMINGTON, IL 61701-5557
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005211
Date	Mar 25, 2020
Instrument	2020-00005211

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	MINIER, IL 61759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 18, 2018
Property Address	402 S STATE ST, BLOOMINGTON, IL 61701-5557
Document Number	201800015324
Instrument Date	Sep 10, 2018
Instrument	2018-00015324
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S STATE ST, BLOOMINGTON, IL 61701-5557

Mortgage

Document Number	201800015325
Date	Sep 18, 2018
Instrument	2018-00015325

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,726 (+23.68%) Land $12,774 Building $51,952	$194,178 (+23.68%) Land $38,322 Building $155,856
2024	$4,167.00 (+7.62%)
2023	$3,872.00 (+4.96%)	$52,333 (+5.9%) Land $10,329 Building $42,004	$156,999 (+5.9%) Land $30,987 Building $126,012
2022	$3,689.00	$49,416 Land $9,753 Building $39,663	$148,248 Land $29,259 Building $118,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Frontier.

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