Bonner County property record for 408 S 3rd Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,236 sqft · built 1977 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $226 (2026) |
| Deeds & Mortgages | May 2023 Reverse Mortgage Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS04940130020A |
| Primary APN | RPS04940130020A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,236 sqft Finished Area |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Built-in |
| Pole Barn | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 408 S 3RD AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-57N-2W WEILS 3RD ADD BLK 13 LOT 2 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | WEILS 3RD ADD |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950300 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 S 3RD AVE, SANDPOINT, ID 83864-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Feb 6, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2023 |
| Deed Sale | Feb 6, 2023 |
| Deed Document Number | 20231016607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 408 S 3RD AVE, SANDPOINT, ID 83864-1216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Name | Verified Name |
|---|---|
| Address | 408 S 3RD AVE, SANDPOINT, ID 83864-1216 |
| Document Number | 0001020088 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 1020088 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.59% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 6, 2023 |
| Property Address | 408 S 3RD AVE, SANDPOINT, ID 83864-1216 |
| Document Number | 0001016607 |
| Map Reference | MB 1 PG 61 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 1016607 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 S THIRD AVE, SANDPOINT, ID 83864-1216 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226.00 (+132.99%) Homeowner's exemption | $317,410 (-) Land $213,620 Building $103,790 | $317,410 (-) Land $213,620 Building $103,790 |
| 2025 | $97.00 (-37.42%) Homeowner's exemption | $317,410 (+5.55%) Land $213,620 Building $103,790 | $317,410 (+5.55%) Land $213,620 Building $103,790 |
| 2023 | $155.00 Homeowner's exemption | $300,728 Land $227,680 Building $73,048 | $300,728 Land $227,680 Building $73,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1982–2011) |
| Most Recent Claim | Jun 2011 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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