302 S 3rd Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 302 S 3rd Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,282 sqft · built 1918
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Tax Bill	$1,909 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`RPS38870000010A`

Property Details

APN / Parcel Number

Primary APN	`RPS38870000010A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,282 sqft Finished Area
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	302 S 3RD AVE
City	SANDPOINT
State	ID
Zip	83864-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W CURTIS OSSA LOT 1
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	CURTIS OSSA
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4018
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6015, BISMARCK, ND 58506-6015
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 3, 2018	Quit Claim Deed, Transfer ALLIANCE TITLE
Jul 26, 2018	Warranty Deed, Transfer XCHANGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025
Deed Sale	May 19, 2025
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	20251047075
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	979184
Date	Mar 24, 2021
Instrument	979184

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 3, 2018
Property Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214
Document Number	931777
Map Reference	MB13 PG67
Instrument Date	Dec 3, 2018
Instrument	931777
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214

Mortgage

Document Number	931778
Date	Dec 3, 2018
Instrument	931778

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Dec 3, 2018
Property Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214
Document Number	0000931776
Map Reference	MB13 PG67
Instrument Date	Nov 14, 2018
Instrument	931776
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 26, 2018
Property Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214
Document Number	925121
Map Reference	MB1 PG55
Instrument Date	Jul 23, 2018
Instrument	925121
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	302 S 3RD AVE, SANDPOINT, ID 83864-1214

Mortgage

Document Number	925122
Date	Jul 26, 2018
Instrument	925122

Lender

Name	XCHANGE SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,909.00 (+9.9%)	$408,167 (+1.94%) Land $265,227 Building $142,940	$408,167 (+1.94%) Land $265,227 Building $142,940
2025	$1,737.00 (+11.2%) Homeowner's exemption	$400,417 (+2.72%) Land $265,227 Building $135,190	$400,417 (+2.72%) Land $265,227 Building $135,190
2023	$1,562.00 Homeowner's exemption	$389,803 Land $260,980 Building $128,823	$389,803 Land $260,980 Building $128,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

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