405 S 3rd Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 405 S 3rd Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,788 sqft · built 2019
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on Record
Tax Bill	$7,118 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`RPS04940140110A`

Property Details

APN / Parcel Number

Primary APN	`RPS04940140110A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,788 sqft Finished Area
1st Floor Area	1,788 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 S 3RD AVE
City	SANDPOINT
State	ID
Zip	83864-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEILS 3RD ADD BLK 14 LOT 11
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEILS 3RD ADD
Legal Block	14
Legal Lot Number	11
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4030
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5640 45TH AVE SW, SEATTLE, WA 98136-1423
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Sep 20, 2017	Warranty Deed, Transfer · ARM MOUNTIAN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2024
Transfer Doc	0001039894
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	405 S 3RD AVE, SANDPOINT, ID 83864-1215
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	947292
Date	Oct 18, 2019
Instrument	947292

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 20, 2017
Property Address	405 S 3RD AVE, SANDPOINT, ID 83864-1215
Document Number	0000911631
Map Reference	MB1 PG61
Instrument Date	Sep 13, 2017
Instrument	911631
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3633 BEACH DR SW APT 402, 402, SEATTLE, WA 98116-2750

Mortgage

Document Number	0000911632
Date	Sep 20, 2017
Instrument	911632

Lender

Name	MOUNTIAN WEST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Oct 10, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2022
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	14.6%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,118.00	$1,080,802 (-) Land $272,662 Building $808,140	$1,080,802 (-) Land $272,662 Building $808,140
2025	$7,118.00 (-5.45%)	$1,080,802 (-2.99%) Land $272,662 Building $808,140	$1,080,802 (-2.99%) Land $272,662 Building $808,140
2023	$7,528.00	$1,114,087 Land $281,119 Building $832,968	$1,114,087 Land $281,119 Building $832,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

Nearby Properties on S 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures