Saline County property record for 320 Ruth St, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,864 sqft · built 1979 |
| Lot Size | 0.277 acres (12,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,000 (Jul 2002) |
| Tax Bill | $1,014 (2024) |
| Deeds & Mortgages | Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-45153-000 |
| Primary APN | 800-45153-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,080 sqft (0.277 acres) |
| Lot Dimensions | 151 ft deep x 80 ft wide |
| Driveway | Driveway |
| Driveway Area | 275 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 61063 |
|---|---|
| Street Address | 320 RUTH ST |
| City | BENTON |
| State | AR |
| Zip | 72019-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2002-46533 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | MCNEIL |
| Legal Block | 1 |
| Legal Lot Number | 22R |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10302 |
Source: Saline County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 RUTH ST, BENTON, AR 72019-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2002 · Amount on Record |
| Deed Sale | Jul 2, 2002 · Amount on Record |
| Deed Document Number | 2002-046533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 320 RUTH ST, BENTON, AR 72019-2227 |
| Document Number | 0000002316 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 RUTH BENTON AR 720192227, BENTON, AR 72019-2227 |
| Document Number | 0000002316 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 2316 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 7, 2059 |
| Rate | 4.25% |
|---|
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,346 (-) Land $3,360 Building $30,986 | ||
| 2024 | $1,014.00 (-0.88%) | ||
| 2023 | $1,023.00 Homeowner's exemption | $34,346 Land $3,360 Building $30,986 | $171,730 Land $16,800 Building $154,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Apr 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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