LaSalle County property record for 408 Oak St, Cedar Point, IL 61316
| Property Type | Single Family Home |
|---|---|
| Details | 1,768 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Nov 2023) |
| Tax Bill | $6,466 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-111-011 |
| Primary APN | 25-09-111-011 |
|---|---|
| Alternative APN |
|
| Building Area | 1,768 sqft Total Area |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Street Address | 408 OAK ST |
|---|---|
| City | CEDAR POINT |
| State | IL |
| Zip | 61316-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF CEDAR POINT, LTS 9 & 10 BLK 20 SEC 9-32-1 |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 09 |
| Legal Subdivision | CEDAR POINT FIRST ADD (ORIGINAL TOWN) |
| Legal Block | 20 |
| Legal Lot Number | 9-10 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | EDEN |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 963200 |
Source: LaSalle County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 OAK ST, CEDAR POINT, IL 61316-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PERU FSB |
| Nov 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage PERU FSB |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Deed Document Number | 202312420 |
| Prior Transfer Date | Nov 20, 2023 |
| Prior Transfer Doc | 0202312420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Sep 29, 2026 |
| Property Address | 408 OAK ST, CEDAR POINT, IL 61316-1040 |
| Document Number | 0000010488 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202610488 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 OAK ST, CEDAR POINT, IL 61316-1040 |
| Document Number | 0000010488, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202610488 |
| Name | PERU FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Nov 22, 2023 |
| Property Address | 408 OAK ST, CEDAR POINT, IL 61316-1040 |
| Document Number | 0202312420 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023-12420 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 OAK ST, CEDAR POINT, IL 61316-1040 |
| Document Number | 0202312421 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 2023-12421 |
| Name | PERU FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 408 OAK ST, CEDAR POINT, IL 61316-1040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202119779 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-19779 |
| Name | EUREKA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Eden Township |
| Municipality | Cedar Point Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Oglesby Elementary School District 125 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,466.00 (-6.4%) | $84,581 (-5.1%) Land $4,189 Building $80,392 | $253,743 (-5.1%) Land $12,567 Building $241,176 |
| 2024 | $6,908.00 | $89,123 (+14.1%) Land $4,686 Building $84,437 | $267,369 (+14.1%) Land $14,058 Building $253,311 |
| 2023 | $78,110 (+9.94%) Land $4,107 Building $74,003 | $234,330 (+9.94%) Land $12,321 Building $222,009 | |
| 2022 | $71,048 Land $3,736 Building $67,312 | $213,144 Land $11,208 Building $201,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR POINT WATER COMPANY serves 266 people · EPA ID IL0995040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Tonica Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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