LaSalle County property record for 405 Oak St, Cedar Point, IL 61316
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft |
| Lot Size | 0.166 acres (7,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,500 (Dec 2018) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-110-008 |
| Primary APN | 25-09-110-008 |
|---|---|
| Alternative APN |
|
| Building Area | 1,056 sqft Total Area |
|---|
| Lot Area | 7,237 sqft (0.166 acres) |
|---|
| Street Address | 405 OAK ST |
|---|---|
| City | CEDAR POINT |
| State | IL |
| Zip | 61316-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF CEDAR POINT, LT 3 BLK 19 SEC 9-32-1 |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 09 |
| Legal Subdivision | CEDAR POINT FIRST ADD (ORIGINAL TOWN) |
| Legal Block | 19 |
| Legal Lot Number | 3 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | EDEN |
| Census Block Group | 3 |
| Census Block | 3087 |
| Census Tract | 963200 |
Source: LaSalle County records · APN 25-09-110-008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 OAK ST, CEDAR POINT, IL 61316-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 201816894 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 201604171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 405 OAK ST, CEDAR POINT, IL 61316-1039 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202113537 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-13537 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Dec 21, 2018 |
| Property Address | 405 OAK ST, CEDAR POINT, IL 61316-1039 |
| Document Number | 201816894 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 201816894 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201816895 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 201816895 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Eden Township |
| Municipality | Cedar Point Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Oglesby Elementary School District 125 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,310.00 (-1.24%) | $34,083 (-0.18%) Land $2,355 Building $31,728 | $102,249 (-0.18%) Land $7,065 Building $95,184 |
| 2024 | $2,339.00 | $34,146 (+14.1%) Land $2,573 Building $31,573 | $102,438 (+14.1%) Land $7,719 Building $94,719 |
| 2023 | $29,926 (+9.94%) Land $2,255 Building $27,671 | $89,778 (+9.94%) Land $6,765 Building $83,013 | |
| 2022 | $27,220 Land $2,051 Building $25,169 | $81,660 Land $6,153 Building $75,507 |
Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Tonica Technologies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
Based on FCC filings for 132 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR POINT WATER COMPANY serves 266 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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