LaSalle County property record for 407 Oak St, Cedar Point, IL 61316 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,278 sqft · built 1966 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Dec 2022) |
| Tax Bill | $3,162 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-110-009 |
| Primary APN | 25-09-110-009 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,278 sqft Total Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 407 OAK ST |
|---|---|
| City | CEDAR POINT |
| State | IL |
| Zip | 61316-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF CEDAR POINT, LT 4 BLK 19 SEC 9-32-1 |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 09 |
| Legal Subdivision | CEDAR POINT FIRST ADD (ORIGINAL TOWN) |
| Legal Block | 19 |
| Legal Lot Number | 4 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | EDEN |
| Census Block Group | 3 |
| Census Block | 3087 |
| Census Tract | 963200 |
Source: LaSalle County records · APN 25-09-110-009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 OAK ST, CEDAR POINT, IL 61316-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE BANK |
| Mar 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK PERU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2022 · Amount on Record |
| Deed Sale | Dec 05, 2022 · Amount on Record |
| Deed Document Number | 202215351 |
| Prior Transfer Date | Oct 31, 2011 |
| Prior Transfer Doc | 201123020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Dec 05, 2022 |
| Property Address | 407 OAK ST, CEDAR POINT, IL 61316-1039 |
| Document Number | 0202215351 |
| Instrument Date | Dec 02, 2022 |
| Instrument | 2022-15351 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 OAK ST, CEDAR POINT, IL 61316-1039 |
| Document Number | 0202215352 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2022-15352 |
| Name | CENTRAL BANK ILLINOIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 407 OAK ST, CEDAR POINT, IL 61316-1039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202116632 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-16632 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 18, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 407 OAK ST, CEDAR POINT, IL 61316-1039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201802668 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 201802668 |
| Name | FIRST STATE BANK PERU |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 16, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Eden Township |
| Municipality | Cedar Point Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Oglesby Elementary School District 125 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,162.00 (-1.03%) | $44,430 (-0.03%) Land $2,355 Building $42,075 | $133,290 (-0.03%) Land $7,065 Building $126,225 |
| 2024 | $3,195.00 | $44,443 (+14.1%) Land $2,573 Building $41,870 | $133,329 (+14.1%) Land $7,719 Building $125,610 |
| 2023 | $38,951 (+9.94%) Land $2,255 Building $36,696 | $116,853 (+9.94%) Land $6,765 Building $110,088 | |
| 2022 | $35,429 Land $2,051 Building $33,378 | $106,287 Land $6,153 Building $100,134 |
Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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