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402 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 402 N Central Ave, Duluth, MN 55807

Property Summary

Property TypeApartments (5+ Units)
Details11,864 sqft · built 1894
Lot Size0.143 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$575,000 (Aug 2015)
Tax Bill$13,904 (2026)
Flood ZoneZone X (minimal risk)
APN010-4470-01035

Property Details

APN / Parcel Number

Primary APN010-4470-01035
Alternative APN
  • 994338

Interior

Units3 Units
Stories2 Stories
Building Area11,864 sqft Gross Area
1st Floor Area6,208 sqft
Basement Area6,208 sqft
FlooringVinyl/Resilient
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number994338
Street Address402 N CENTRAL AVE
CityDULUTH
StateMN
Zip55807-2530
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeC2
Legal DescriptionREAR 35 FT 5 IN OF LOT 14 AND ALL OFLOTS 15 AND 16 SERIAL #
Legal SubdivisionWEST DULUTH FIRST DIVISION
Legal Block6
Legal Lot Number14-16
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2040
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3642 STEBNER RD, HERMANTOWN, MN 55811-3744
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2015 · Amount on Record
Deed SaleAug 19, 2015 · Amount on Record
Prior SaleAug 30, 2012
Deed Document Number20151267728
Prior Transfer DateOct 3, 2005
Prior Transfer Doc0000999321
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,904.00 (+8.4%)
2025$12,826.00 (-1.97%)$618,500 (+10.6%) Land $116,800 Building $501,700$618,500 (+10.6%) Land $116,800 Building $501,700
2024$13,084.00$559,200 (+4.86%) Land $134,300 Building $424,900$559,200 (+4.86%) Land $134,300 Building $424,900
2022$533,300 Land $128,100 Building $405,200$533,300 Land $128,100 Building $405,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1988–2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
Airfiber
Fixed Wireless		100 / 20

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