St. Louis County property record for 406 N Central Ave, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 3,200 sqft · built 1894 |
| Lot Size | 0.051 acres (2,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 2025) |
| Tax Bill | $5,992 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4470-01030 |
| Primary APN | 010-4470-01030 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,200 sqft Gross Area |
| 1st Floor Area | 1,875 sqft |
| Basement Area | 550 sqft |
| Flooring | Carpet |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Lot Area | 2,235 sqft (0.051 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1179947 |
|---|---|
| Street Address | 406 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-3717 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | EX REAR 35 FT 5 IN SERIAL # |
| Legal Subdivision | WEST DULUTH 1ST DIV |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15800 |
406 N Central Ave, a commercial property, is owned by two individuals who bought it in March 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 3RD ST, DULUTH, MN 55810-2715 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on File |
| Deed Sale | Mar 25, 2025 · Amount on File |
| Prior Sale | Mar 27, 2015 · Amount on File |
| Deed Document Number | 20251507098 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 406 N Central Ave was $5,992.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,992.00 | ||
| 2025 | $250,900 (+4.28%) Land $36,800 Building $214,100 | $250,900 (+4.28%) Land $36,800 Building $214,100 | |
| 2024 | $5,834.00 (-7.81%) | $240,600 Land $35,700 Building $204,900 | $240,600 Land $35,700 Building $204,900 |
| 2023 | $6,328.00 | ||
| 2022 | $238,200 (+19.82%) Land $35,700 Building $202,500 | $238,200 (+19.82%) Land $35,700 Building $202,500 | |
| 2021 | $198,800 Land $29,700 Building $169,100 | $198,800 Land $29,700 Building $169,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 N Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 N Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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