408 N 3rd St, San Jose, CA 95112 Property Records

Santa Clara County property record for 408 N 3rd St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 1900
Lot Size	0.109 acres (4,727 sqft)
Owner	2 Individual Names on File
Last Sale	$1,265,000 (Jun 2018)
Tax Bill	$19,049 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`249-46-016`

Property Details

APN / Parcel Number

Primary APN	`249-46-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1910
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,727 sqft (0.109 acres)
Lot Dimensions	137 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	408 N 3RD ST
City	SAN JOSE
State	CA
Zip	95112-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HENSLEY
Legal Lot Number	37
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	501101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hensley Historic District listed 1983 · 207 contributing resources · NRIS 83001238

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

408 N 3rd St is owned and occupied by two individuals who bought it in June 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 N 3RD ST, SAN JOSE, CA 95112-5247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jan 26, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Jun 21, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Nov 30, 2006 · Amount on File
Deed Document Number	201823960984
Prior Transfer Date	Nov 21, 2006
Prior Transfer Doc	0019213232
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	408 N 3RD ST, SAN JOSE, CA 95112-5247
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N 3RD ST, SAN JOSE, CA 95112-5247

Mortgage

Document Number	0025221511
Date	Jan 19, 2022
Instrument	25221511

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	408 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0024107505
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 N 3RD ST SAN JOSE CA 951125247, SAN JOSE, CA 95112-5247

Mortgage

Document Number	0024107505
Date	Jan 31, 2019
Instrument	24107505

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 21, 2018
Property Address	408 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0023960984
Instrument Date	Jun 4, 2018
Instrument	23960984
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 N 3RD ST SAN JOSE CA 951125247, SAN JOSE, CA 95112-5247

Mortgage

Document Number	23960985
Date	Jun 21, 2018
Instrument	23960985

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 408 N 3rd St was $19,049 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,468,136 (+2%) Land $1,044,524 Building $423,612
2025	$19,049.00 Homeowner's exemption	$1,439,350 Land $1,024,044 Building $415,306
2023	$17,578.00 (+0.86%) Homeowner's exemption	$1,383,460 Land $984,280 Building $399,180
2022	$17,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 N 3rd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures