424 N 3rd St, San Jose, CA 95112 Property Records

Santa Clara County property record for 424 N 3rd St, San Jose, CA 95112

Property Summary

Property Type	Multi-Family Dwellings
Details	3,332 sqft · built 1900
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Jun 2022)
Tax Bill	$35,563 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Foreclosure + 5 more
Flood Zone	Zone D (undetermined)
APN	`249-46-014`

Property Details

APN / Parcel Number

Primary APN	`249-46-014`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,332 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	137 ft deep x 69 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	424 N 3RD ST
City	SAN JOSE
State	CA
Zip	95112-5247
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Subdivision	HENSLEY
Legal Lot Number	38,39
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	501101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hensley Historic District listed 1983 · 207 contributing resources · NRIS 83001238

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

424 N 3rd St, a residential property, is owned and occupied by two individuals who bought it in June 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 2, 2021	Trustee's Deed, Foreclosure PACIFIC COAST TITLE COMPANY
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Sep 3, 2020	Loan Modification, Mortgage VERITY CAPITAL GROUP LLC
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GURDEV S & BALWANT K GREWAL
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PERRY J FERRUCCI
Jul 11, 2019	Grant Deed, Construction Loan · Construction Mortgage VERITY CAPITAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Sep 2, 2021 · Amount on File
Deed Document Number	202225315474
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 7, 2022
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0025315474
Instrument Date	Jun 1, 2022
Instrument	25315474
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	424 N 3RD ST, SAN JOSE, CA 95112-5247

Mortgage

Document Number	0025315475
Date	Jun 7, 2022
Instrument	25315475

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0025315476
Date	Jun 7, 2022
Instrument	25315476

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 2, 2021
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0025087132
Instrument Date	Aug 30, 2021
Instrument	25087132
Transaction Type	Foreclosure
Record Updated	Sep 10, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 STANWELL DR STE 295, 295, CONCORD, CA 94520-4873

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023786093
Date	Oct 26, 2017
Instrument	23786093

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0024656860
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 N 3RD ST SAN JOSE CA 951125247, SAN JOSE, CA 95112-5247

Mortgage

Document Number	0024656860
Date	Oct 16, 2020
Instrument	24656860

Lender

Name	VERITY CAPITAL GROUP LLC
Address	2450 STANWELL DR # 295, CONCORD, CA 94520-4873

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 15, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0024509633
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 N 3RD ST SAN JOSE CA 951125247, SAN JOSE, CA 95112-5247

Mortgage

Document Number	0024509633
Date	Jun 17, 2020
Instrument	24509633

Lender

Name	GURDEV S & BALWANT K GREWAL
Address	405 HONEYSUCKLE LN, SAN RAMON, CA 94582-5554

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0024260349
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 N3RD ST SAN JOSE CA 95112, SAN JOSE, CA 95112

Mortgage

Document Number	0024260349
Date	Aug 21, 2019
Instrument	24260349

Lender

Name	PERRY J FERRUCCI
Address	67 E MADISON ST # 1510, CHICAGO, IL 60603-3014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 11, 2019
Property Address	424 N 3RD ST, SAN JOSE, CA 95112-5247
Document Number	0024223063
Instrument Date	May 20, 2019
Instrument	24223063
Transaction Type	Construction Loan
Record Updated	Nov 3, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8657 BANTON CIR ELK GROVE CA 956243946, ELK GROVE, CA 95624-3946

Mortgage

Document Number	24223064
Date	Jul 11, 2019
Instrument	24223064

Lender

Name	VERITY CAPITAL GROUP LLC
Address	1355 WILLOW WAY # 261, CONCORD, CA 94520-5755

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	24223065,
Date	Jul 11, 2019
Instrument	24223065

Lender

Name	GREWAL GURDEV S & BALWANT K
Address	405 HONEYSUCKLE LN, SAN RAMON, CA 94582-5554

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 424 N 3rd St was $35,563.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,744,593 (+2%) Land $1,407,161 Building $1,337,432
2025	$35,563.00	$2,690,778 Land $1,379,570 Building $1,311,208
2023	$28,754.00 (+40.61%)	$2,346,000 Land $1,326,000 Building $1,020,000
2022	$20,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 424 N 3rd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 424 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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