394 N 3rd St, San Jose, CA 95112 Property Records

Santa Clara County property record for 394 N 3rd St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1901
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jun 2013)
Tax Bill	$7,640 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`249-46-019`

Property Details

APN / Parcel Number

Primary APN	`249-46-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	394 N 3RD ST
City	SAN JOSE
State	CA
Zip	95112-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HENSLEY HOMESTEAD
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	501101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hensley Historic District listed 1983 · 207 contributing resources · NRIS 83001238

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

394 N 3rd St is owned and occupied by an individual who bought it in June 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	394 N 3RD ST, SAN JOSE, CA 95112-5245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2013 · Amount on File
Deed Sale	Jun 5, 2013 · Amount on File
Deed Document Number	201322248228
Prior Transfer Date	Apr 20, 2004
Prior Transfer Doc	0017749091
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	394 N 3RD ST, SAN JOSE, CA 95112-5245
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 N 3RD ST, SAN JOSE, CA 95112-5245

Mortgage

Document Number	0025078275
Date	Aug 26, 2021
Instrument	25078275

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	394 N 3RD ST, SAN JOSE, CA 95112-5245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 N 3RD ST, SAN JOSE, CA 95112-5245

Mortgage

Document Number	0024673855
Date	Oct 27, 2020
Instrument	24673855

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	394 N 3RD ST, SAN JOSE, CA 95112-5245
Document Number	0023779527
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 N 3RD ST SAN JOSE CA 951125245, SAN JOSE, CA 95112-5245

Mortgage

Document Number	0023779527
Date	Oct 18, 2017
Instrument	23779527

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 394 N 3rd St was $7,640.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,969 (+2%) Land $308,983 Building $205,986
2025	$7,640.00	$504,873 Land $302,925 Building $201,948
2023	$7,106.00 (+0.85%)	$485,270 Land $291,163 Building $194,107
2022	$7,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 394 N 3rd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 394 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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