Wallowa County property record for 402 Montclair St, Enterprise, OR 97828 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 896 sqft · built 1915 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jul 2015) |
| Tax Bill | $1,145 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2021 Mortgage + 2 more |
| APN | 02S4402BA 6300 |
| Primary APN | 02S4402BA 6300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 8,750 sqft (0.201 acres) |
| Deck Area | 264 sqft |
| Account Number | 2000 |
|---|---|
| Street Address | 402 MONTCLAIR ST |
| City | ENTERPRISE |
| State | OR |
| Zip | 97828-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BIRCHLAND ADDITION |
| Jurisdiction | WALLOWA OR |
| Township / Civil Division | ENTERPRISE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960300 |
Source: Wallowa County records · APN 02S4402BA 6300
Assessment roll updated March 11, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 MONTCLAIR ST, ENTERPRISE, OR 97828-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Feb 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Apr 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2015 · Amount on Record |
| Deed Sale | Jul 29, 2015 · Amount on Record |
| Deed Document Number | 201573272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLOWA OR |
| Property Address | 402 MONTCLAIR ST, ENTERPRISE, OR 97828-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | PO BOX 301, JOSEPH, OR 97846-0301 |
| Document Number | 0000091522 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 91522 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLOWA OR |
| Property Address | 402 MONTCLAIR ST, ENTERPRISE, OR 97828-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 83527 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 83527 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLOWA OR |
| Property Address | 402 MONTCLAIR ST, ENTERPRISE, OR 97828-1258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 078155 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 078155 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLOWA OR |
| Property Address | 402 MONTCLAIR ST, ENTERPRISE, OR 97828-1258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079878 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 079878 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Wallowa County records · Assessment roll updated March 11, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Wallowa County |
| Municipality | Enterprise City |
| Unified School District | Enterprise School District 21 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,145.00 (+2.88%) | $73,626 (+3%) Land $32,281 Building $41,345 | $223,870 (+1.52%) Land $96,500 Building $127,370 |
| 2024 | $1,113.00 (+2.87%) | $71,482 (+3%) Land $31,253 Building $40,229 | $220,510 (-5.79%) Land $96,680 Building $123,830 |
| 2023 | $1,082.00 (+3.05%) | $69,400 (+3%) Land $30,533 Building $38,867 | $234,050 (+13.44%) Land $102,330 Building $131,720 |
| 2022 | $1,050.00 | $67,379 Land $30,888 Building $36,491 | $206,320 Land $90,770 Building $115,550 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410639603003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Nearby Flood Policies | 27 in force 16 of 27 on primary residences |
| Nearby Flood Claims | 2 (2006–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2007, Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 45% of the US · above 17% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures