408 Megan Ct, Frederick, MD 21701 Property Records

Frederick County property record for 408 Megan Ct, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 1,200 sqft · built 1984
Lot Size0.036 acres (1,600 sqft)
OwnerIndividual Name on Record
Last Sale$308,000 (Dec 2022)
Tax Bill$4,313 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-128721

Property Details

APN / Parcel Number

Primary APN02-128721
Alternative APNs
  • 2128721
  • 128721

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,200 sqft Total Area
1st Floor Area600 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.036 acres)
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number128721
Old Parcel Number2128721
Street Address408 MEGAN CT
CityFREDERICK
StateMD
Zip21701-6386
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionLOT 47- 1600 SQ FT SEC 1 PLAT 3 CROGHAN SQUARE
Legal SubdivisionCROGHAN SQUARE
Legal Lot Number63 1600
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1013
Census Tract765100

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address408 MEGAN CT, FREDERICK, MD 21701-6386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2022Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP
Jun 9, 2017Grant Deed, Transfer · FHA Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2022 · Amount on Record
Deed SaleDec 9, 2022 · Amount on Record
Prior SaleJun 9, 2017 · Amount on Record
Deed Document Number0000162561
Deed Book / Page16256 / 1
Record UpdatedJun 7, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 9, 2022
Property Address408 MEGAN CT, FREDERICK, MD 21701-6386
Document Number0162560001
Book / Page16256 / 1
Map ReferenceMB 28 PG 32
Instrument DateNov 14, 2022
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address344B PROSPECT BLVD # BLVD302, BLVD302, FREDERICK, MD 21701-1238

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address408 MEGAN CT, FREDERICK, MD 21701-6386

Mortgage

Document Number0000162568
DateDec 9, 2022
Instrument16256/8
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

Mortgage

Document Number0162560026
DateDec 9, 2022
Book Page16256/26
Lender
NameFREDERICK COUNTY
TypeGovernment Agency
AddressFREDERICK, MD 21701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 9, 2017
Property Address408 MEGAN CT, FREDERICK, MD 21701-6386
Document Number0118620159
Book / Page011862 / 000159
Instrument DateMay 26, 2017
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 MEGAN CT FREDERICK MD 217016386, FREDERICK, MD 21701-6386

Mortgage

Document Number188620167
DateJun 9, 2017
Book Page118862/000167
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 8, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,313.00$235,033$286,300 Land $85,000 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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