406 Megan Ct, Frederick, MD 21701 Property Records

Frederick County property record for 406 Megan Ct, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,520 sqft · built 1984
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jun 2022)
Tax Bill$5,615 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-128748

Property Details

APN / Parcel Number

Primary APN02-128748
Alternative APNs
  • 2128748
  • 128748

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area1,520 sqft Living Area
1st Floor Area600 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number128748
Street Address406 MEGAN CT
CityFREDERICK
StateMD
Zip21701-6386
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionLOT 48- 1600 SQ FT SEC 1 PLAT 3 CROGHAN SQUARE
Legal SubdivisionCROGHAN SQUARE
Legal Lot Number62
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1013
Census Tract765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address406 MEGAN CT, FREDERICK, MD 21701-6386
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Dec 4, 2020Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC
Dec 12, 2018Deed, Transfer · VA Mortgage
NASA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022 · Amount on Record
Deed SaleJun 28, 2022 · Amount on Record
Prior SaleDec 12, 2018 · Amount on Record
Deed Book / Page16008 / 499
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 28, 2022
Property Address406 MEGAN CT, FREDERICK, MD 21701-6386
Document Number0160080499
Book / Page16008 / 499
Map ReferenceMB 20 PG 32
Instrument DateJun 24, 2022
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyCOMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 MEGAN CT, FREDERICK, MD 21701-6386

Mortgage

Document Number0016008504
DateJun 28, 2022
Instrument16008/504
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address406 MEGAN CT, FREDERICK, MD 21701-6386
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0143290077
DateDec 4, 2020
Book Page14329/77
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueAug 1, 2050

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 12, 2018
Property Address406 MEGAN CT, FREDERICK, MD 21701-6386
Document Number0127500418
Book / Page12750 / 0418
Map ReferenceMB20 PG32
Instrument DateNov 6, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCERTIFIED TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 MEGAN CT, FREDERICK, MD 21701-6386

Mortgage

Document Number0012750426
DateDec 12, 2018
Instrument12750/426
Lender
NameNASA FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$313,967 (+30.17%)$336,300 (+11.06%) Land $95,000 Building $241,300
2025$5,615.00 (+26.92%)
2023$4,424.00$241,200$302,800 Land $85,000 Building $217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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