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407 Megan Ct, Frederick, MD 21701 Property Records

Frederick County property record for 407 Megan Ct, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2 ba · 1,160 sqft · built 1985
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$329,900 (Aug 2025)
Tax Bill$4,989 (2025)
Deeds & MortgagesMay 2022 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-128950

Property Details

APN / Parcel Number

Primary APN02-128950
Alternative APNs
  • 2128950
  • 128950

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,160 sqft Living Area
1st Floor Area600 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number128950
Street Address407 MEGAN CT
CityFREDERICK
StateMD
Zip21701-6387
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionLOT 63- 1600 SQ FT SEC 1 PLAT 3 CROGHAN SQUARE
Legal SubdivisionCROGHAN SQUARE SEC 01 03
Legal Lot Number63
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1013
Census Tract765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 MEGAN CT, FREDERICK, MD 21701-6387
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
MANUFACTURERS & TRADERS TRUST CO
Dec 12, 2018Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Prior SaleDec 12, 2018 · Amount on Record
Deed Book / Page17468 / 75
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address407 MEGAN CT, FREDERICK, MD 21701-6387
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyLAFAYETTE SETTLEMENT SERVICES, LAFAYETTE STLMT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 MEGAN CT, FREDERICK, MD 21701-6387

Mortgage

Document Number0159230343
DateMay 16, 2022
Book Page15923/343
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.62%
IndexOther
Margin3
Max Rate8.62%

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 12, 2018
Property Address407 MEGAN CT, FREDERICK, MD 21701-6387
Document Number0127510099
Book / Page12751 / 0099
Map ReferenceMB28 FO32
Instrument DateNov 26, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address407 MEGAN CT, FREDERICK, MD 21701-6387

Mortgage

Document Number0012751109
DateDec 12, 2018
Instrument12751/109
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,800 (+27.99%)$308,400 (+14.86%) Land $95,000 Building $213,400
2025$4,989.00 (+23.34%)
2023$4,045.00$220,167$268,500 Land $85,000 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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