408 Maple St, Charlotte, MI 48813 Property Records

Eaton County property record for 408 Maple St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Aug 2022)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20006665907000`

Property Details

APN / Parcel Number

Primary APN	`20006665907000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	892 sqft Living Area
1st Floor Area	632 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	297 ft deep x 55 ft wide
Garage Area	1,064 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 MAPLE ST
City	CHARLOTTE
State	MI
Zip	48813-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	E 8 8/9 RODS OF W 13 8/9 RODS OF LOT 59, EXCEPT W 92 FEET. MCCLURE'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	FEET MCCLURES ADD
Legal Lot Number	59
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	20901

Owner

408 Maple St is owned and occupied by an individual who bought it in August 2022.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	408 MAPLE ST, CHARLOTTE, MI 48813-1280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Jul 8, 2004 · Amount on File
Deed Book / Page	3016 / 1285
Prior Transfer Date	Jun 19, 2022
Prior Transfer Doc	03016/1283
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 16, 2022
Property Address	408 MAPLE ST, CHARLOTTE, MI 48813-1280
Document Number	03016/1285
Book / Page	3016 / 1285
Map Reference	LB 1 PG 71-B
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 MAPLE ST, 408, CHARLOTTE, MI 48813-1280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12880 S BAUER RD, EAGLE, MI 48822-9502

Mortgage

Document Number	0030170001
Date	Aug 16, 2022
Instrument	3017-0001

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Aug 16, 2022
Property Address	408 MAPLE ST, CHARLOTTE, MI 48813-1280
Document Number	03016/1283
Book / Page	3016 / 1283
Map Reference	LB 1 PG 71-B
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 MAPLE ST, 408, CHARLOTTE, MI 48813-1280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MAPLE ST, CHARLOTTE, MI 48813-1280

Tax Assessment & Valuation

The 2025 property tax bill for 408 Maple St was $3,419 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,500	$138,415 Land $41,572 Building $96,843
2025	$3,419.00
2023		$64,600	$129,200
2022	$3,119.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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