Eaton County property record for 322 Maple St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1900 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,000 (Nov 2023) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20006665905000 |
| Primary APN | 20006665905000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 556 sqft |
| Unfinished Basement | 556 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 297 ft deep x 83 ft wide |
| Garage Area | 440 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 MAPLE ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | E 5 RODS OF W 22 8/9 RODS OF LOT 59. MCCLURE'S ADDITION CITY OF CHARLOTTE |
| Legal Subdivision | MCCLURES ADD |
| Legal Lot Number | 59 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20901 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 MAPLE ST, CHARLOTTE, MI 48813-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on Record |
| Deed Sale | Nov 6, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2011 · Amount on Record |
| Deed Book / Page | 3071 / 210 |
| Prior Transfer Date | Jun 10, 2011 |
| Prior Transfer Doc | 2343/0262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Nov 6, 2023 |
| Property Address | 322 MAPLE ST, CHARLOTTE, MI 48813-1258 |
| Document Number | 003071/210 |
| Book / Page | 3071 / 210 |
| Instrument Date | Nov 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | MID MICHIGAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 LORA LN, PLEASANT LAKE, MI 49272-9715 |
| Name | Verified Name |
|---|---|
| Address | 11650 BLISS RD, LAKE ODESSA, MI 48849-9510 |
| Document Number | 003071/566 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 3071/566 |
| Name | EATON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, MI 48813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,900 (+2.57%) | $155,775 (-) Land $49,921 Building $105,854 | |
| 2025 | $3,743.00 (+3.17%) Homeowner's exemption | $77,900 (+24.24%) | $155,775 (+24.22%) Land $49,921 Building $105,854 |
| 2024 | $3,628.00 (+31.88%) | ||
| 2023 | $62,700 | $125,400 | |
| 2022 | $2,751.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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