403 Maple St, Charlotte, MI 48813 Property Records

Eaton County property record for 403 Maple St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,773 sqft · built 1930
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Sep 2020)
Tax Bill	$4,611 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20006664105000`

Property Details

APN / Parcel Number

Primary APN	`20006664105000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
1st Floor Area	1,773 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	397 ft deep x 73 ft wide
Garage Area	720 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 MAPLE ST
City	CHARLOTTE
State	MI
Zip	48813-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	E 1/2 OF E 1/2 OF W 2 ACRES OF LOT 41. S 100 FEET OF W 1/2 OF E 1/2 OF W 2 ACRES OF LOT 41. MCCLURE'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	MCCLURES ADD
Legal Lot Number	41
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	20901

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 MAPLE ST, CHARLOTTE, MI 48813-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Book / Page	2870 / 168
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	2441/0927
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	403 MAPLE ST, CHARLOTTE, MI 48813-1281
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002831/713
Date	Mar 3, 2020
Book Page	2831/713

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2045

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 21, 2020
Property Address	403 MAPLE ST, CHARLOTTE, MI 48813-1281
Document Number	002870/168
Book / Page	2870 / 168
Map Reference	LB 1 PG 71-B
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 MAPLE ST, 403, CHARLOTTE, MI 48813-1281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 W CHERRY ST, POTTERVILLE, MI 48876-9737

Mortgage

Document Number	0002870171
Date	Sep 21, 2020
Instrument	2870/171

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 19, 2017
Property Address	403 MAPLE ST, CHARLOTTE, MI 48813-1281
Document Number	2674/1087
Book / Page	2674 / 1087
Map Reference	LB1 PG71-B
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 MAPLE ST, 403, CHARLOTTE, MI 48813-1281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 KNOLL DR, BATTLE CREEK, MI 49017-8009

Mortgage

Document Number	26741088
Date	Apr 19, 2017
Instrument	2674/1088

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,400 (+5.86%)	$221,899 (-) Land $58,737 Building $163,162
2025	$4,611.00 (+2.9%) Homeowner's exemption	$110,900 (+15.88%)	$221,899 (+15.93%) Land $58,737 Building $163,162
2024	$4,481.00 (+12.25%)
2023		$95,700	$191,400
2022	$3,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures