408 Main St, Kempton, IL 60946 Property Records

Ford County property record for 408 Main St, Kempton, IL 60946

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft · built 1916
Lot Size0.241 acres (10,500 sqft)
OwnerCompany Name on File
Tax Bill$3,140 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (minimal risk)
APN02-02-06-129-002

Property Details

APN / Parcel Number

Primary APN02-02-06-129-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeDetached
Garage Area336 sqft

Location & Zoning

Street Address408 MAIN ST
CityKEMPTON
StateIL
Zip60946-4100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1 & E 25 FT LOT 2 BLK 14 KEMPS 6TH ADD 75X140 ZONING R-1
Legal Range09E
Legal Township28N
Legal Section06
Legal SubdivisionKEMPS 6TH ADD
Legal Block14
Legal Lot Number1,2
JurisdictionFORD IL
Township / Civil DivisionMONA
Census Block Group2
Census Block2320
Census Tract961600

Owner

408 Main St is owned by a company that acquired it in December 2016 and is owner-occupied.

Source: Ford County records, as of October 16, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 144, KEMPTON, IL 60946-0144
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 7, 2016
Transfer Doc272019
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateNov 4, 2019
Property Address408 MAIN ST, KEMPTON, IL 60946-4100
Document Number272019
Instrument DateDec 7, 2016
Instrument272019
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 MAIN ST, KEMPTON, IL 60946-4100

Tax Assessment & Valuation

The 2025 property tax bill for 408 Main St was $3,140 with a homeowner's exemption, up 33.1% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionMona Township
MunicipalityKempton Village
Unified School DistrictTri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,140.00 (+33.05%) Homeowner's exemption$45,110 (+13.03%) Land $1,810 Building $43,300$135,330 (+13.03%) Land $5,430 Building $129,900
2024$2,360.00$39,910 Land $1,600 Building $38,310$119,730 Land $4,800 Building $114,930
2022$2,619.00$31,700 Land $1,270 Building $30,430$95,100 Land $3,810 Building $91,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPTON
serves 177 people · EPA ID IL0530150
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper1.7 mg/L (2016–2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Watch TV
Fixed Wireless
100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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