403 Main St, Kempton, IL 60946 Property Records

Ford County property record for 403 Main St, Kempton, IL 60946

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1900
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,965 (2022)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-06-126-010`

Property Details

APN / Parcel Number

Primary APN	`02-02-06-126-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,456 sqft

Exterior

Year Built	Built 1900
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	384 sqft

Location & Zoning

Street Address	403 MAIN ST
City	KEMPTON
State	IL
Zip	60946-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 7 & 8 BLK 7 KEMPS 3RD ADD 100 X 140 ZONING R-1
Legal Range	09E
Legal Township	28N
Legal Section	06
Legal Subdivision	KEMPS 3RD ADD
Legal Block	7
Legal Lot Number	7,8 8
Jurisdiction	FORD IL
Township / Civil Division	MONA
Census Block Group	2
Census Block	2041
Census Tract	961600

Owner

Source: Ford County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 140, KEMPTON, IL 60946-0140
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	403 MAIN ST, KEMPTON, IL 60946-4121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	272280
Date	Dec 13, 2019
Instrument	272280

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	403 MAIN ST, KEMPTON, IL 60946-4121
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 267827
Date	Dec 14, 2017
Instrument	267827

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Mona Township
Municipality	Kempton Village
Unified School District	Tri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,965.00	$25,270 Land $1,700 Building $23,570	$75,810 Land $5,100 Building $70,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPTON serves 177 people · EPA ID IL0530150
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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