Ford County property record for 404 Main St, Kempton, IL 60946
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1920 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,000 (Feb 2024) |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-06-129-004 |
| Primary APN | 02-02-06-129-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Street Address | 404 MAIN ST |
|---|---|
| City | KEMPTON |
| State | IL |
| Zip | 60946-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 BLK 8 KEMPS 3RD ADD 50 X 140 ZONING R-1 |
| Legal Range | 09E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | KEMPS 3RD ADD |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | FORD IL |
| Township / Civil Division | MONA |
| Census Block Group | 2 |
| Census Block | 2320 |
| Census Tract | 961600 |
Source: Ford County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 42, KEMPTON, IL 60946-0042 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Dec 7, 2006 · Amount on Record |
| Deed Document Number | 2024282829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORD IL |
| Recording Date | Feb 26, 2024 |
| Property Address | 404 MAIN ST, KEMPTON, IL 60946-4100 |
| Document Number | 0000282829 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 282829 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 42, KEMPTON, IL 60946-0042 |
| Document Number | 0000282830 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 282830 |
| Name | VERMILION VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2049 |
| Rate | 6.5% |
|---|
Source: Ford County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ford County |
| County Subdivision | Mona Township |
| Municipality | Kempton Village |
| Unified School District | Tri-Point Community Unit School District 6-J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,981.00 (+21.01%) | $21,500 (+13.04%) Land $1,210 Building $20,290 | $64,500 (+13.04%) Land $3,630 Building $60,870 |
| 2024 | $1,637.00 (+75.83%) | $19,020 (+25.88%) Land $1,070 Building $17,950 | $57,060 (+25.88%) Land $3,210 Building $53,850 |
| 2022 | $931.00 | $15,110 Land $850 Building $14,260 | $45,330 Land $2,550 Building $42,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPTON serves 177 people · EPA ID IL0530150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.7 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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