408 Lake Morraine Loop, Laredo, TX 78041 Property Records

Webb County property record for 408 Lake Morraine Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	4,132 sqft · built 2006
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on Record
Tax Bill	$3,605 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`991-10018-410`

Property Details

APN / Parcel Number

Primary APN	`991-10018-410`
Alternative APN	`318531`

Interior

Stories	2 Stories
Building Area	4,132 sqft Living Area
Gross Area	4,745 sqft
1st Floor Area	2,459 sqft
2nd Floor Area	1,673 sqft

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	9,775 sqft (0.224 acres)
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	429 sqft
Porch	Open Porch
Porch Area	689 sqft
Patio Area	90 sqft
Balcony	Balcony
Balcony Area	45 sqft

Location & Zoning

Account Number	318531
Old Parcel Number	99110018410
Street Address	408 LAKE MORRAINE LOOP
City	LAREDO
State	TX
Zip	78041-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE, BLOCK 18, LOT 41, PHASE 12
Legal Subdivision	LAKESIDE
Legal Phase	12
Legal Block	18
Legal Lot Number	41
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 22, 2019	Vendor's Lien, Transfer · Conventional Mortgage PROLENDING MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019
Deed Sale	Oct 22, 2019
Prior Sale	Mar 10, 2010 · Amount on Record
Deed Document Number	1375074
Deed Book / Page	4682 / 521
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	408 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005190/673
Date	Jan 11, 2022
Book Page	5190/673
Instrument	1454548

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	408 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005174/176
Date	Dec 17, 2021
Book Page	5174/176
Instrument	1452027

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 22, 2019
Property Address	408 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Document Number	004682/521
Book / Page	4682 / 521
Map Reference	VOL 25 PG 9
Instrument Date	Oct 18, 2019
Instrument	1375074
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001

Mortgage

Document Number	0001375075
Date	Oct 22, 2019
Instrument	1375075

Lender

Name	PROLENDING MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$592,825 (+6.24%) Land $163,639 Building $429,186	$592,825 (+6.24%) Land $163,639 Building $429,186
2024	$3,605.00 (+3.03%)
2023		$558,021 Land $122,289 Building $435,732	$558,021 Land $122,289 Building $435,732
2022	$3,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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