Webb County property record for 406 Lake Morraine Loop, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 3,905 sqft · built 2006 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,665 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 991-10018-420 |
| Primary APN | 991-10018-420 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,905 sqft Living Area |
| Gross Area | 4,572 sqft |
| 1st Floor Area | 2,583 sqft |
| 2nd Floor Area | 1,322 sqft |
| Utility Area | 136 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 9,775 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 567 sqft |
| Account Number | 318532 |
|---|---|
| Old Parcel Number | 99110018420 |
| Street Address | 406 LAKE MORRAINE LOOP |
| City | LAREDO |
| State | TX |
| Zip | 78041-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE, BLOCK 18, LOT 42, PHASE 12 |
| Legal Subdivision | LAKESIDE |
| Legal Phase | 12 |
| Legal Block | 18 |
| Legal Lot Number | 42 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1714 |
Source: Webb County records · APN 991-10018-420
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 406 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CONNEXTIONS LP |
| Sep 11, 2017 | Vendor's Lien, Transfer · Seller Carry-Back RAMIRO GARZA ETAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2017 |
| Deed Sale | Sep 11, 2017 |
| Prior Sale | Jun 06, 2014 · Amount on Record |
| Deed Document Number | 1307631 |
| Deed Book / Page | 4298 / 116 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 406 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 4908/771 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 4908/771 |
| Instrument | 1411393 |
| Name | MORTGAGE CONNEXTIONS LP |
|---|---|
| Type | Mortgage Company |
| Address | CONROE, TX 77302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Sep 11, 2017 |
| Property Address | 406 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001 |
| Document Number | 004298/116 |
| Book / Page | 4298 / 116 |
| Map Reference | VOL 25 PG 9 |
| Instrument Date | Sep 07, 2017 |
| Instrument | 1307631 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6106 RINCON WAY, 6106, DALLAS, TX 75214-2035 |
| Name | Verified Name |
|---|---|
| Address | 406 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001 |
| Document Number | 0001307632 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 1307632 |
| Name | RAMIRO GARZA ETAL |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Dec 01, 2022 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $567,633 (+1.92%) Land $163,639 Building $403,994 | $567,633 (+1.92%) Land $163,639 Building $403,994 | |
| 2024 | $2,665.00 | ||
| 2023 | $556,966 Land $122,289 Building $434,677 | $556,966 Land $122,289 Building $434,677 | |
| 2022 | $2,665.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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