404 Lake Morraine Loop, Laredo, TX 78041 Property Records

Webb County property record for 404 Lake Morraine Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,720 sqft · built 2014
Lot Size	0.224 acres (9,786 sqft)
Owner	Individual Name on File
Tax Bill	$1,962 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-10018-430`

Property Details

APN / Parcel Number

Primary APN	`991-10018-430`
Alternative APN	`318533`

Interior

Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	2,720 sqft
Utility Area	32 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	9,786 sqft (0.224 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	555 sqft
Porch	Open Porch
Porch Area	367 sqft

Location & Zoning

Account Number	318533
Old Parcel Number	99110018430
Street Address	404 LAKE MORRAINE LOOP
City	LAREDO
State	TX
Zip	78041-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE, BLOCK 18, LOT 43, PHASE 12
Legal Subdivision	LAKESIDE
Legal Phase	12
Legal Block	18
Legal Lot Number	43
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

Source: Webb County records · APN 991-10018-430

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2019
Deed Sale	Sep 23, 2019
Prior Sale	Dec 15, 2014
Deed Document Number	1372490
Deed Book / Page	4667 / 442
Record Updated	Jun 08, 2026

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 23, 2019
Property Address	404 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Document Number	004667/442
Book / Page	4667 / 442
Map Reference	VOL 25 PG 9
Instrument Date	Sep 19, 2019
Instrument	1372490
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001

Mortgage

Document Number	0001372491
Date	Sep 23, 2019
Instrument	1372491

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,242 (-3.26%) Land $163,813 Building $239,429	$403,242 (-3.26%) Land $163,813 Building $239,429
2024	$1,962.00
2023		$416,852 Land $122,419 Building $294,433	$416,852 Land $122,419 Building $294,433
2022	$1,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.