408 Flume Rd, Elgin, SC 29045 Property Records

Richland County property record for 408 Flume Rd, Elgin, SC 29045

Property Summary

Property TypeVacant Land
Details3 bd · 2 ba · 2,396 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$296,400 (Apr 2023)
Tax Bill$2,607 (2025)
Deeds & MortgagesMay 2026 Sale
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28913-05-01

Property Details

APN / Parcel Number

Primary APN28913-05-01
Alternative APNs
  • R28913-05-01
  • 02174845

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,396 sqft Heated Area
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02174845
Street Address408 FLUME RD
CityELGIN
StateSC
Zip29045-9843
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePD
Legal DescriptionLOT 119 42.5X27.5X107.6X61.3X125.2 #SU MILL @ WOODCREEK FARMS PH1 #PR RB2647-2353
Legal SubdivisionTHE MILL AT WOODCREEK FARMS
Legal Phase1
Legal Lot Number42,119
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2094
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 FLUME RD, ELGIN, SC 29045-9843
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 3, 2023Limited Warranty Deed, Subdivision Related Transfer
MINDFUL VENTURES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2023 · Amount on Record
Deed SaleApr 3, 2023 · Amount on Record
Deed Document Number202313299
Deed Book / Page2825 / 3271
Last Transfer DateApr 29, 2026
Transfer Doc0000023798
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateMay 18, 2026
Property Address408 FLUME RD, ELGIN, SC 29045-9843
Document Number0000023798
Book / Page3128 / 1601
Instrument DateApr 29, 2026
Instrument202623798
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address408 FLUME RD, ELGIN, SC 29045-9843

April 2023: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionRICHLAND SC
Recording DateApr 3, 2023
Property Address408 FLUME RD, ELGIN, SC 29045-9843
Document Number0028253271
Book / Page2825 / 3271
Map ReferenceMB 2647 PG 2352&2353
Instrument DateMar 27, 2023
Instrument2023013299
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024
Title CompanyNOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$770.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FLUME RD, ELGIN, SC 29045-9843

Mortgage

Document Number2023013300
DateApr 3, 2023
Instrument2023013300
Lender
NameMINDFUL VENTURES LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,607.00$296,400 (+6,343.48%) Land $55,000 Building $241,400
2023$4,600 (-)
2021$165.00$280$4,600 Land $4,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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