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401 Flume Rd, Elgin, SC 29045 Property Records

Richland County property record for 401 Flume Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,452 sqft · built 2020
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$362,000 (Mar 2025)
Tax Bill$10,037 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28913-06-01

Property Details

APN / Parcel Number

Primary APN28913-06-01
Alternative APNs
  • R28913-06-01
  • 02174934

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,452 sqft Heated Area
Gross Area3,424 sqft
1st Floor Area1,896 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage Area400 sqft
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02174934
Street Address401 FLUME RD
CityELGIN
StateSC
Zip29045-9843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 55.2X36.6X107.6X109.7X125 #SU MILL @ WOODCREEK FARMS PHASE 1
Legal SubdivisionTHE MILL AT WOODCREEK FARMS
Legal Phase1
Legal Lot Number1,55
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2094
Census Tract11407

Owner

Source: Richland County records · APN 28913-06-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 FLUME RD, ELGIN, SC 29045-9843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2025 · Amount on Record
Deed SaleMar 24, 2025 · Amount on Record
Prior SaleDec 15, 2021 · Amount on Record
Deed Document Number202512842
Deed Book / Page3004 / 2172
Record UpdatedSep 20, 2026

December 2021: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionRICHLAND SC
Recording DateDec 15, 2021
Property Address401 FLUME RD, ELGIN, SC 29045-9843
Document Number0026972294
Book / Page2697 / 2294
Map ReferenceMB 2647 PG 2352&2353
Instrument DateDec 08, 2021
Instrument2021082977
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024
Title CompanyNOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$837.20
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 FLUME RD, ELGIN, SC 29045-9843

Mortgage

Document Number2021082978
DateDec 15, 2021
Instrument2021082978
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueJan 01, 2027

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,037.00 (+12.28%)$10,216 (-)$309,300 (+21.1%) Land $55,000 Building $254,300
2023$8,939.00 (-1.27%)$10,216 (-33.32%)$255,400 (-)
2021$9,054.00$15,320$255,400 Land $55,000 Building $200,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 46% of the US · above 39% of South Carolina
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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