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407 Flume Rd, Elgin, SC 29045 Property Records

Richland County property record for 407 Flume Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeVacant Land
Details3 bd · 3 ba · 2,966 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$367,520 (Nov 2022)
Tax Bill$3,251 (2025)
Deeds & MortgagesAug 2023 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28913-06-04

Property Details

APN / Parcel Number

Primary APN28913-06-04
Alternative APNs
  • R28913-06-04
  • 02174961

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,966 sqft Heated Area
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02174961
Street Address407 FLUME RD
CityELGIN
StateSC
Zip29045-9843
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 4 52.5X124.8X70.2X107.4X27.5 #SU MILL @ WOODCREEK FARMS PHASE 1 #PR RB2474-(1924/1925); RB2647-(2352/2353)
Legal SubdivisionTHE MILL AT WOODCREEK FARMS
Legal Phase1
Legal Lot Number4,52
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2094
Census Tract11407

Owner

Source: Richland County records · APN 28913-06-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 FLUME RD, ELGIN, SC 29045-9843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 30, 2022Deed, Subdivision Related Transfer · FHA Mortgage
FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Deed Document Number202265492
Deed Book / Page2799 / 755
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address407 FLUME RD, ELGIN, SC 29045-9843
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 FLUME RD, ELGIN, SC 29045-9843

Mortgage

Document Number0028583483
DateAug 16, 2023
Book Page2858/3483
Instrument2023035382
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueDec 01, 2052

November 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateNov 30, 2022
Property Address407 FLUME RD, ELGIN, SC 29045-9843
Document Number0027990755
Book / Page2799 / 755
Map ReferenceMB 2647 PG 2352&2353
Instrument DateNov 22, 2022
Instrument2022065492
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024
Title CompanyNOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$956.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 FLUME RD, ELGIN, SC 29045-9843

Mortgage

Document Number2022065493
DateNov 30, 2022
Instrument2022065493
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,251.00 (-74.73%)$369,700 (+539.62%) Land $55,000 Building $314,700
2023$12,866.00 (+527.3%)$57,800 (-)
2021$2,051.00$3,470$57,800 Land $57,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 46% of the US · above 39% of South Carolina
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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