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408 E Summit St, Bainbridge, IN 46105 Property Records

Putnam County property record for 408 E Summit St, Bainbridge, IN 46105

Property Summary

Property TypeResidential Vacant Land
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$366,000 (Sep 2022)
Tax Bill$552 (2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN67-05-01-304-051.000-014

Property Details

APN / Parcel Number

Primary APN67-05-01-304-051.000-014
Alternative APN
  • 00950194118

Exterior

Lot Area9,583 sqft (0.219 acres)
Lot Dimensions120 ft deep x 80 ft wide

Location & Zoning

Account Number00950194118
Street Address408 E SUMMIT ST
CityBAINBRIDGE
StateIN
Zip46105-9716
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeZO01
Legal DescriptionNORTHFIELD ADDN SEC 2 LOT 42
Legal SubdivisionNORTHFIELD ADD
Legal Lot Number42
JurisdictionPUTNAM IN
Township / Civil DivisionMONROE
Census Block Group1
Census Block1022
Census Tract956402

Owner

Source: Putnam County records, as of November 16, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Transfer · Conventional Mortgage
BAILEY & WOOD FINANCIAL GROUP
Sep 10, 2020Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Apr 24, 2020Deed of Trust, Construction Loan · Line of Credit
NORTH SALEM ST BK
Mar 20, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleSep 10, 2020
Deed Document Number2022005173
Record UpdatedJun 7, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM IN
Recording DateSep 15, 2022
Property Address408 E SUMMIT ST, BAINBRIDGE, IN 46105-9716
Document Number0000005173
Map ReferencePB15 PG26
Instrument DateSep 12, 2022
Instrument2022005173
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716

Mortgage

Document Number0000005174
DateSep 15, 2022
Instrument2022005174
Lender
NameBAILEY & WOOD FINANCIAL GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM IN
Recording DateSep 10, 2020
Property Address408 E SUMMIT ST, BAINBRIDGE, IN 46105-9716
Document Number0000005454
Map ReferencePB 15 PG 26
Instrument DateSep 4, 2020
Instrument2020005454
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyPARTNERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716

Mortgage

Document Number0000005455
DateSep 10, 2020
Instrument2020005455
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionPUTNAM IN
Recording DateApr 24, 2020
Property Address408 E SUMMIT ST, BAINBRIDGE, IN 46105-9716
Document Number0000001904
Instrument DateApr 17, 2020
Instrument1904
Transaction TypeConstruction Loan
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E COLLEGE ST BAINBRIDGE IN 461059349, BAINBRIDGE, IN 46105-9349

Mortgage

Document Number0000001904
DateApr 24, 2020
Instrument1904
Lender
NameNORTH SALEM ST BK
TypeBank
AddressNORTH SALEM, IN 46165
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 23, 2021
Interest
Rate TypeAdjustable Rate

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM IN
Recording DateMar 20, 2020
Property Address408 E SUMMIT ST, BAINBRIDGE, IN 46105-9716
Document Number0000001422
Instrument DateMar 20, 2020
Instrument1422
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E COLLEGE ST BAINBRIDGE IN 461059349, BAINBRIDGE, IN 46105-9349

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2022

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBainbridge Town
CountyPutnam County
County SubdivisionMonroe Township
Unified School DistrictNorth Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$552.00$20,600 Land $20,600$20,600 Land $20,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAINBRIDGE WATER WORKS
serves 830 people · EPA ID IN5267001
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10
T-Mobile
Fixed Wireless		25 / 3

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