Putnam County property record for 412 E Summit St, Bainbridge, IN 46105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,664 sqft · built 2022 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,897 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-05-01-304-053.000-014 |
| Primary APN | 67-05-01-304-053.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 2,664 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 120 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 565 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00002886228 |
|---|---|
| Street Address | 412 E SUMMIT ST |
| City | BAINBRIDGE |
| State | IN |
| Zip | 46105-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | NORTHFIELD ADDN SEC 2 LOTS 40 & 41 SPLIT LOT 39 TO 009-501941-37 06/06/23 COMBINED 009--501941-19 & 009-501941-21 WITH THIS P |
| Legal Subdivision | NORTHFIELD ADD |
| Legal Lot Number | 40-41 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 956402 |
Source: Putnam County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit NORTH SALEM STATE BANK |
| Sep 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SALEM STATE BANK |
| Dec 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SALEM STATE BANK |
| Jan 10, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 |
| Deed Sale | Jan 10, 2022 |
| Deed Document Number | 2022187 |
| Last Transfer Date | Jun 6, 2023 |
| Transfer Doc | 0000002314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | May 4, 2026 |
| Property Address | 412 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000001957 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261957 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 412 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000001957, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20261957 |
| Name | NORTH SALEM STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 15, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 412 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003983 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023003983 |
| Name | NORTH SALEM STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 8, 2020 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 412 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006587 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022006587 |
| Name | NORTH SALEM STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 8, 2020 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Jan 10, 2022 |
| Property Address | 412 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000000187 |
| Map Reference | IN2005007219 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022000187 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 409 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bainbridge Town |
| County | Putnam County |
| County Subdivision | Monroe Township |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,897.00 (+10.57%) Homeowner's exemption | $323,600 (+20.88%) Land $26,800 Building $296,800 | $323,600 (+20.88%) Land $26,800 Building $296,800 |
| 2024 | $2,620.00 (+52,3%) | ||
| 2023 | $267,700 (+66,825%) Land $61,900 Building $205,800 | $267,700 (+66,825%) Land $61,900 Building $205,800 | |
| 2022 | $5.00 | $400 Land $400 | $400 Land $400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE WATER WORKS serves 830 people · EPA ID IN5267001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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