Putnam County property record for 406 E Summit St, Bainbridge, IN 46105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,059 sqft · built 2020 |
| Lot Size | 0.44 acres (19,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $366,000 (Sep 2022) |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-05-01-304-050.000-014 |
| Primary APN | 67-05-01-304-050.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 2,059 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,200 sqft (0.44 acres) |
| Lot Dimensions | 120 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00002886180 |
|---|---|
| Street Address | 406 E SUMMIT ST |
| City | BAINBRIDGE |
| State | IN |
| Zip | 46105-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | NORTHFIELD ADDN SEC 2 LOTS 42 & 43 COMBINED 009-501941-18 WITH THIS PARCEL 06/13/22 |
| Legal Subdivision | NORTHFIELD ADD |
| Legal Lot Number | 42-43 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 956402 |
Source: Putnam County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK & TRUST CO |
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK & TRUST CO |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SALEM STATE BANK |
| Sep 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Mar 20, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 20225173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000215 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022000215 |
| Name | TRI COUNTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 8, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003335 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022003335 |
| Name | TRI COUNTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001904 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020001904 |
| Name | NORTH SALEM STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 17, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Sep 15, 2022 |
| Property Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000005173 |
| Map Reference | PB15 PG26 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022005173 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000005174 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022005174 |
| Name | BAILEY & WOOD FINANCIAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Sep 10, 2020 |
| Property Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000005454 |
| Map Reference | PB 15 PG 26 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 2020005454 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | PARTNERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000005455 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020005455 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Mar 20, 2020 |
| Property Address | 406 E SUMMIT ST, BAINBRIDGE, IN 46105-9716 |
| Document Number | 0000001422 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 1422 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E COLLEGE ST BAINBRIDGE IN 461059349, BAINBRIDGE, IN 46105-9349 |
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bainbridge Town |
| County | Putnam County |
| County Subdivision | Monroe Township |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 (+6.88%) Homeowner's exemption | $262,300 (+36.97%) Land $31,000 Building $231,300 | $262,300 (+36.97%) Land $31,000 Building $231,300 |
| 2024 | $2,093.00 (+17.06%) | ||
| 2023 | $191,500 (+7.1%) Land $31,000 Building $160,500 | $191,500 (+7.1%) Land $31,000 Building $160,500 | |
| 2022 | $1,788.00 | $178,800 Land $20,600 Building $158,200 | $178,800 Land $20,600 Building $158,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE WATER WORKS serves 830 people · EPA ID IN5267001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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