408 E Kern St, Southern View (Springfield), IL 62703 Property Records

Sangamon County property record for 408 E Kern St, Southern View, IL 62703

Property Summary

Property TypeSingle Family Home
Lot Size0.154 acres (6,725 sqft)
OwnerCompany Name on File
Last Sale$75,900 (Nov 2022)
Tax Bill$3,120 (2025)
Deeds & MortgagesDec 2019 Mortgage
Jul 2014 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN22-09.0-480-003

Property Details

APN / Parcel Number

Primary APN22-09.0-480-003
Alternative APN
  • 22090480003 (CHECK DIGIT = 1)

Exterior

Lot Area6,725 sqft (0.154 acres)

Location & Zoning

Account Number22090480003
Street Address408 E KERN ST
CitySPRINGFIELD
StateIL
Zip62703-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB.J. KERNS ADDN L 3 B 3
Legal SubdivisionB.J. KERNS ADD
JurisdictionSANGAMON IL
Township / Civil DivisionWOODSIDE
Census Block Group2
Census Block2027
Census Tract2700

Owner

408 E Kern St is owned by a company that bought it in November 2022.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordCompany Name on File
Mailing Address214 INDEPENDENCE BLVD, CHATHAM, IL 62629-5000
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Jul 16, 2014Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Mar 10, 2006Deed of Trust, Mortgage · Stand-Alone First Mortgage
UNITED COMMUNITY BANK
Jul 7, 2006Deed of Trust, Mortgage · Stand-Alone First Mortgage
AMERICAN HOME MTG SERVICES INC
Dec 21, 2010Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANK OF SPRINGFIELD
Nov 21, 2022Warranty Deed, Transfer · Commercial Mortgage
CARROLLTON BANK
Feb 14, 2007Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2022 · Amount on File
Deed SaleNov 21, 2022 · Amount on File
Prior SaleFeb 14, 2007 · Amount on File
Deed Document Number202224745
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R28110
DateDec 20, 2019
Instrument2019R28110
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term132 Months
DueJan 1, 2030
Interest
Rate TypeFixed Rate

July 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2014R18306
DateJul 16, 2014
Instrument2014R18306
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.89%

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2006R08630
DateMar 10, 2006
Instrument2006R08630
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term240 Months
DueMar 9, 2026
Interest
Rate TypeFixed Rate

July 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2006R25477
DateJul 7, 2006
Instrument2006R25477
Lender
NameAMERICAN HOME MTG SERVICES INC
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2010R50672
DateDec 21, 2010
Instrument2010R50672
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueDec 20, 2025
Interest
Rate TypeFixed Rate

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateNov 21, 2022
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number2022R24745
Instrument DateNov 21, 2022
Instrument2022R24745
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$114.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 INDEPENDENCE BLVD, CHATHAM, IL 62629-5000
InvestorPossibly a Property Investor

Mortgage

Document Number2022R24746
DateNov 21, 2022
Instrument2022R24746
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateFeb 14, 2007
Property Address408 E KERN ST, SPRINGFIELD, IL 62703-4032
Document Number2007R04955
Instrument DateFeb 8, 2007
Instrument2007R04955
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
Tax$123.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E KERN ST, SPRINGFIELD, IL 62703-4032

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Kern St was $3,120.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionWoodside Township
MunicipalitySouthern View Village
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,120.00$39,334 Land $5,947 Building $33,387$118,002 Land $17,841 Building $100,161
2022$2,315.00$32,061 Land $4,847 Building $27,214$96,183 Land $14,541 Building $81,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Kern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 E Kern St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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